1688 15th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1688 15th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 900 sqft · built 1974
Lot Size0.108 acres (4,688 sqft)
OwnerCompany Name on File
Last Sale$65,500 (Oct 1998)
Tax Bill$4,964 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN038-481-034

Property Details

APN / Parcel Number

Primary APN038-481-034

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area900 sqft Living Area
1st Floor Area900 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Construction TypeWood
Lot Area4,688 sqft (0.108 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerSeptic

Location & Zoning

Street Address1688 15TH ST
CityLOS OSOS
StateCA
Zip93402-1813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN EL MORO BL 110 LT 27 & PTN LT 28
Legal SubdivisionEL MORO
Legal Block110
Legal Lot Number27,28
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2013
Census Tract10703

Owner

1688 15th St is owned by a company that bought it in October 1998 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordCompany Name on File
Mailing Address1688 15TH ST, LOS OSOS, CA 93402-1813
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 1998 · Amount on File
Deed SaleOct 30, 1998 · Amount on File
Prior SaleSep 29, 1994 · Amount on File
Deed Document Number199871652
Prior Transfer DateApr 12, 1994
Prior Transfer Doc0000027087
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1688 15TH ST, LOS OSOS, CA 93402-1813
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1688 15TH ST, LOS OSOS, CA 93402-1813

Mortgage

Document Number0000066912
DateNov 17, 2020
Instrument2020066912
Lender
NameTHE MORTGAGE HOUSE
TypeNon-Lending Institution
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1688 15th St was $4,964 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$216,683 (+2%) Land $133,623 Building $83,060
2025$4,964.00 Homeowner's exemption$212,435 Land $131,003 Building $81,432
2023$4,785.00 (+6.26%) Homeowner's exemption$204,188 Land $125,917 Building $78,271
2022$4,503.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1688 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1688 15th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Astound Broadband, GeoLinks, Surfnet Communications, T-Mobile, Verizon.

Nearby Properties on 15th St

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