1672 15th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1672 15th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,152 sqft · built 1978
Lot Size0.144 acres (6,250 sqft)
Owner2 Individual Names on File
Last Sale$387,500 (May 2022)
Tax Bill$10,032 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN038-481-010

Property Details

APN / Parcel Number

Primary APN038-481-010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleTraditional
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,250 sqft (0.144 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address1672 15TH ST
CityLOS OSOS
StateCA
Zip93402-1813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN EL MORO BL 110 LTS 30 & 31
Legal SubdivisionTOWN EL MORO
Legal Block110
Legal Lot Number30,31
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2013
Census Tract10703

Owner

1672 15th St is owned and occupied by two individuals who bought it in May 2022.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address1672 15TH ST, LOS OSOS, CA 93402-1813
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 25, 2022Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 17, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Oct 13, 2020Loan Modification, Mortgage · Line of Credit
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2022 · Amount on File
Deed SaleMay 25, 2022 · Amount on File
Prior SaleFeb 21, 2014 · Amount on File
Deed Document Number202222425
Prior Transfer DateMay 2, 2022
Prior Transfer Doc0000022425
Record UpdatedOct 29, 2026

May 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 25, 2022
Property Address1672 15TH ST, LOS OSOS, CA 93402-1813
Document Number0000022425
Map ReferenceMB A PG 80
Instrument DateMay 2, 2022
Instrument2022022425
Transaction TypeTransfer
Record UpdatedJun 14, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1672 15TH ST, LOS OSOS, CA 93402-1813

Mortgage

Document Number0000022426
DateMay 25, 2022
Instrument2022022426
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1672 15TH ST, LOS OSOS, CA 93402-1813
Transaction TypeMortgage
Record UpdatedAug 25, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1672 15TH ST, LOS OSOS, CA 93402-1813

Mortgage

Document Number0000057358
DateAug 17, 2021
Instrument2021057358
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount on Record
Term354 Months
DueFeb 1, 2051

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN LUIS OBISPO CA
Property Address1672 15TH ST, LOS OSOS, CA 93402-1813
Document Number0000075005
Instrument DateOct 13, 2020
Transaction TypeMortgage
Record UpdatedDec 30, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1672 15TH ST LOS OSOS CA 934021813, LOS OSOS, CA 93402-1813

Mortgage

Document Number0000075005
DateDec 17, 2020
Instrument75005
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueDec 16, 2045
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1672 15th St was $10,032 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$650,755 (+2%) Land $382,111 Building $268,644
2025$10,032.00 Homeowner's exemption$637,996 Land $374,619 Building $263,377
2023$9,627.00 (+5.81%) Homeowner's exemption$613,223 Land $360,073 Building $253,150
2022$9,098.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1672 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1672 15th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Astound Broadband, GeoLinks, Surfnet Communications, T-Mobile, Verizon.

Nearby Properties on 15th St

Nearby Streets

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