1687 Big Oak Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 1687 Big Oak Rd, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,640 sqft · built 1995
Lot Size	2.2 acres (95,832 sqft)
Owner	Company Name on Record
Last Sale	$783,000 (May 2023)
Tax Bill	$3,011 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`098-110-015-000`

Property Details

APN / Parcel Number

Primary APN	`098-110-015-000`
Alternative APNs	`09811015100` `0981101510`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,640 sqft Living Area
1st Floor Area	2,640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Lot Area	95,832 sqft
Terrain	Rolling
Parking Spaces	3 Parking Spaces
Patio Area	2,640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1687 BIG OAK RD
City	PLACERVILLE
State	CA
Zip	95667-9197
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	RS 21/62/1
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2009
Census Tract	31504

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1687 BIG OAK RD, PLACERVILLE, CA 95667-9197
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit SAFE CU
Feb 26, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	Feb 26, 2021 · Amount on Record
Deed Document Number	202313298
Prior Transfer Date	Jul 15, 2005
Prior Transfer Doc	0000060406
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 15, 2023
Property Address	1687 BIG OAK RD, PLACERVILLE, CA 95667-9197
Document Number	0000013298
Instrument Date	May 5, 2023
Instrument	2023-0013298
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1687 BIG OAK RD, PLACERVILLE, CA 95667-9197

Mortgage

Document Number	0000013299
Date	May 15, 2023
Instrument	2023-0013299

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1687 BIG OAK RD, PLACERVILLE, CA 95667-9197
Transaction Type	Mortgage
Record Updated	Nov 24, 2022
Title Company	STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1687 BIG OAK RD, PLACERVILLE, CA 95667-9197

Mortgage

Document Number	0000043813
Date	Nov 15, 2022
Instrument	2022-0043813

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Feb 26, 2021
Property Address	1687 BIG OAK RD, PLACERVILLE, CA 95667-9197
Document Number	0000013744
Instrument Date	Feb 24, 2021
Instrument	2021-0013744
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1687 BIG OAK RD, PLACERVILLE, CA 95667-9197

Mortgage

Document Number	0000013745
Date	Feb 26, 2021
Instrument	2021-0013745

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$281,486 (+2%) Land $90,704 Building $190,782
2025	$3,011.00 (-57.7%)	$275,968 (-59.07%) Land $88,926 Building $187,042
2023	$7,119.00 (+1.53%) Homeowner's exemption	$674,179 Land $171,666 Building $502,513
2022	$7,012.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 82% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: Rocky Ridge Wireless, Verizon.

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