1620 Big Oak Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 1620 Big Oak Rd, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,296 sqft · built 1974
Lot Size	3.15 acres (137,214 sqft)
Owner	2 Company Names on Record
Last Sale	$699,000 (Nov 2024)
Tax Bill	$7,471 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`098-130-039-000`

Property Details

APN / Parcel Number

Primary APN	`098-130-039-000`
Alternative APNs	`09813039100` `0981303910`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,296 sqft Living Area
1st Floor Area	2,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Wood
Lot Area	137,214 sqft
Terrain	Gentle Slope
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Street Address	1620 BIG OAK RD
City	PLACERVILLE
State	CA
Zip	95667-9174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	RS 27/106/1
Legal Subdivision	TRACT 01
Legal Tract	1
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2020
Census Tract	31504

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2550 E TIFFANY LN, SACRAMENTO, CA 95827-1404
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage ATLAS TITLE
Jun 13, 2023	Grant Deed, Transfer · Conventional Mortgage CALCON MUTUAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2024 · Amount on Record
Deed Sale	Nov 27, 2024 · Amount on Record
Prior Sale	Jun 13, 2023 · Amount on Record
Deed Document Number	202435138
Prior Transfer Date	May 11, 2016
Prior Transfer Doc	0000030982
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Recording Date	Jul 8, 2026
Property Address	1620 BIG OAK RD, PLACERVILLE, CA 95667-9174
Document Number	0000022395
Instrument Date	Jul 2, 2026
Instrument	202622395
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	ATLAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	2550 E TIFFANY LN, SACRAMENTO, CA 95827-1404

Mortgage

Document Number	0000022395,
Date	Jul 8, 2026
Instrument	202622395

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 13, 2023
Property Address	1620 BIG OAK RD, PLACERVILLE, CA 95667-9174
Document Number	0000016183
Map Reference	MB 27 PG 106
Instrument Date	Jun 7, 2023
Instrument	2023-0016183
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1620 BIG OAK RD, PLACERVILLE, CA 95667-9174

Mortgage

Document Number	0000016184
Date	Jun 13, 2023
Instrument	2023-0016184

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$712,980 (+2%) Land $142,800 Building $570,180
2025	$7,471.00 (-4.25%)	$699,000 (+182.87%) Land $140,000 Building $559,000
2024	$7,803.00 (+197.03%)
2023	$2,627.00 (+1.51%) Homeowner's exemption	$247,112 Land $95,328 Building $151,784
2022	$2,588.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 84% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: Rocky Ridge Wireless, T-Mobile, Verizon.

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