16858 N 1200th St, Effingham, IL 62401 Property Records

Effingham County property record for 16858 N 1200th St, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,776 sqft · built 1900
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Dec 2013)
Tax Bill	$992 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`03-11-007-022`

Property Details

APN / Parcel Number

Primary APN	`03-11-007-022`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,776 sqft Base Area
1st Floor Area	1,776 sqft
Basement Area	1,632 sqft
Unfinished Basement	752 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	16858 N 1200TH ST
City	EFFINGHAM
State	IL
Zip	62401-6759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 MARIE BLOEMER SUBD 2163/198 2163/196 2105/168
Legal Subdivision	MARIE BLOEMER SUBDIVISION
Legal Lot Number	1
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1004
Census Tract	950700

Owner

16858 N 1200th St is owned and occupied by an individual who bought it in December 2013.

Source: Effingham County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	16858 N 1200TH ST, EFFINGHAM, IL 62401-6759
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Apr 1, 2020	Deed of Trust, Mortgage · Construction Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2013 · Amount on File
Deed Sale	Dec 23, 2013 · Amount on File
Prior Sale	Sep 2, 2005 · Amount on File
Deed Document Number	20131306210
Deed Book / Page	3005 / 242
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	16858 N 1200TH ST, EFFINGHAM, IL 62401-6759
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	ACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3685/287
Date	May 13, 2021
Book Page	3685/287
Instrument	202121002371

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	16858 N 1200TH ST, EFFINGHAM, IL 62401-6759
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3546/98
Date	Apr 1, 2020
Book Page	3546/98
Instrument	202020001365

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Mar 23, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 16858 N 1200th St was $992 with a homeowner's exemption, up 11.5% from the year before.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$992.00 (+11.46%) Homeowner's exemption	$25,680 (+9.98%) Land $4,430 Building $21,250	$77,040 (+9.98%) Land $13,290 Building $63,750
2024	$890.00	$23,350 Land $4,030 Building $19,320	$70,050 Land $12,090 Building $57,960
2022	$625.00 Homeowner's exemption	$19,470 Land $3,360 Building $16,110	$58,410 Land $10,080 Building $48,330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16858 N 1200th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16858 N 1200th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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