16788 N 1200th St, Effingham, IL 62401 Property Records

Effingham County property record for 16788 N 1200th St, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,809 sqft · built 1999
Lot Size5.01 acres (218,236 sqft)
Owner2 Individual Names on File
Tax Bill$5,250 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-11-007-017

Property Details

APN / Parcel Number

Primary APN03-11-007-017

Interior

Bedrooms1 Bed
Full Baths2 Baths
Stories1 Story
Building Area1,809 sqft Base Area
1st Floor Area1,809 sqft
Basement Area1,809 sqft
Unfinished Basement1,809 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Construction TypeFrame
Lot Area218,236 sqft (5.01 acres)
Garage Area740 sqft
Parking Spaces3 Parking Spaces
Pole Barn2,016 sqft

Location & Zoning

Street Address16788 N 1200TH ST
CityEFFINGHAM
StateIL
Zip62401-6715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 779.77FT OF N 1819.13FT OF W 279.9FT NW FR 24001377 1448/44
Legal Tract1
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group1
Census Block1004
Census Tract950700

Owner

16788 N 1200th St is owned and occupied by two individuals who acquired it in May 2024.

Source: Effingham County records, as of October 5, 2026

Owner of Record2 Individual Names on File
Mailing Address16788 N 1200TH ST, EFFINGHAM, IL 62401-6715
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 2, 2024
Transfer Doc0000001377
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address16788 N 1200TH ST, EFFINGHAM, IL 62401-6715
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003742/101
DateNov 24, 2021
Book Page3742/101
Instrument202121005799
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term181 Months
DueDec 15, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 16788 N 1200th St was $5,250 with a homeowner's exemption.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,250.00$110,060 Land $8,230 Building $101,830$330,180 Land $24,690 Building $305,490
2022$3,719.00 Homeowner's exemption$83,440 Land $6,240 Building $77,200$250,320 Land $18,720 Building $231,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16788 N 1200th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2000)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16788 N 1200th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEJ WATER COOPERATIVE
private · serves 29,720 people · EPA ID IL0790010
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting25
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N 1200th St

Nearby Streets

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