16854 295th Ave, Harmony, MN 55939 Property Records

Fillmore County property record for 16854 295th Ave, Harmony, MN 55939

Property Summary

Property Type	General Agricultural/Rural
Lot Size	97.8 acres (4,263,653 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,600 (Sep 2018)
Tax Bill	$1,528 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16.0240.000`

Property Details

APN / Parcel Number

Primary APN	`16.0240.000`

Exterior

Lot Area	4,263,653 sqft (97.8 acres)
Shed	1 Shed
Shed Area	1,200 sqft

Location & Zoning

Street Address	16854 295TH AVE
City	HARMONY
State	MN
Zip	55939
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	SECT-32 TWP-102 RANGE-010 97.88 AC PT OF E1/2 SEC 32 LYING E OF RD
Legal Range	10
Legal Township	102
Legal Section	32
Jurisdiction	FILLMORE MN
Township / Civil Division	PRESTON
Census Block Group	2
Census Block	2079
Census Tract	960400

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1910 325TH ST, DECORAH, IA 52101-7465
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ESB BANK
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ESB BANK
Sep 7, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2018 · Amount on Record
Deed Sale	Sep 7, 2018 · Amount on Record
Deed Document Number	2018418781
Prior Transfer Date	Jul 23, 2009
Prior Transfer Doc	373709
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Recording Date	Apr 6, 2026
Property Address	16854 295TH AVE, HARMONY, MN 55939
Document Number	0000454202
Instrument Date	Mar 25, 2026
Instrument	2026454202
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1910 325TH ST, DECORAH, IA 52101-7465

Mortgage

Document Number	0000454202,
Date	Apr 6, 2026
Instrument	2026454202

Lender

Name	ESB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	116 Months
Due	Dec 15, 2035

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Recording Date	Apr 6, 2026
Property Address	16854 295TH AVE, HARMONY, MN 55939
Document Number	0000454201
Instrument Date	Mar 25, 2026
Instrument	2026454201
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1910 325TH ST, DECORAH, IA 52101-7465

Mortgage

Document Number	0000454201,
Date	Apr 6, 2026
Instrument	2026454201

Lender

Name	ESB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	116 Months
Due	Dec 15, 2035

Interest

Rate	5.98%
Max Rate	-1%

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FILLMORE MN
Recording Date	Sep 7, 2018
Property Address	16854 295TH AVE, HARMONY, MN 55939
Document Number	000000418781
Instrument Date	Aug 13, 2018
Instrument	000000418781
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	295TH AVE, HARMONY, MN 55939

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
County Subdivision	Preston Township
Unified School District	Fillmore Central (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,528.00 (+19.38%)	$501,600 (-0.1%) Land $496,400 Building $5,200	$501,600 (-0.1%) Land $496,400 Building $5,200
2025	$1,280.00 (-17.42%)	$502,100 (+25.43%) Land $496,400 Building $5,700	$502,100 (+25.43%) Land $496,400 Building $5,700
2023		$400,300 Land $394,300 Building $6,000	$400,300 Land $394,300 Building $6,000
2020	$1,550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1980–2008)
Most Recent Claim	Jun 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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