16322 295th Ave, Harmony, MN 55939 Property Records

Fillmore County property record for 16322 295th Ave, Harmony, MN 55939

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,806 sqft · built 1915
Lot Size	9.08 acres (395,525 sqft)
Owner	Individual Name on File
Last Sale	$3,000 (Jan 2020)
Tax Bill	$2,288 (2026)
Deeds & Mortgages	Jan 2020 Refinance Jan 2020 Sale
Flood Zone	Zone A (high risk)
APN	`16.0235.000`

Property Details

APN / Parcel Number

Primary APN	`16.0235.000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,806 sqft Heated Area
Gross Area	2,208 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1960
Exterior Material	Combination
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	395,525 sqft (9.08 acres)
Garage Type	Basement
Garage Area	1 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	16322 295TH AVE
City	HARMONY
State	MN
Zip	55939-4903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-32 TWP-102 RANGE-010 9.08 AC BLDG SITE IN W 1/2 NW 1/4 SE 1/4
Legal Range	10
Legal Township	102
Legal Section	32
Jurisdiction	FILLMORE MN
Township / Civil Division	PRESTON
Census Block Group	2
Census Block	2080
Census Tract	960400

Owner

16322 295th Ave is owned and occupied by an individual who bought it in January 2020.

Source: Fillmore County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	16322 295TH AVE, HARMONY, MN 55939-4903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance F&M COMMUNITY BANK
Jan 22, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2020 · Amount on File
Deed Sale	Jan 22, 2020 · Amount on File
Deed Document Number	2020425319
Prior Transfer Date	Jul 23, 2009
Prior Transfer Doc	373709
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	16322 295TH AVE, HARMONY, MN 55939-4903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	425216
Date	Jan 13, 2020
Instrument	425216

Lender

Name	F&M COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	169 Months
Due	Feb 1, 2034

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FILLMORE MN
Recording Date	Jan 22, 2020
Property Address	16322 295TH AVE, HARMONY, MN 55939-4903
Document Number	425319
Instrument Date	Jan 8, 2020
Instrument	425319
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16322 295TH AVE, HARMONY, MN 55939-4903

Tax Assessment & Valuation

The 2026 property tax bill for 16322 295th Ave was $2,288 with a homeowner's exemption, up 28.1% from the year before.

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
County Subdivision	Preston Township
Unified School District	Fillmore Central (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,288.00 (+28.11%) Homeowner's exemption	$388,100 (+3%) Land $95,200 Building $292,900	$388,100 (+3%) Land $95,200 Building $292,900
2025	$1,786.00 Homeowner's exemption	$376,800 Land $95,200 Building $281,600	$376,800 Land $95,200 Building $281,600
2023		$274,800 Land $79,100 Building $195,700	$274,800 Land $79,100 Building $195,700
2020	$1,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16322 295th Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1980–2008)
Most Recent Claim	Jun 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16322 295th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on 295th Ave

Nearby Streets

All Harmony, MN Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures