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1685 Talbott St SE, Palm Bay, FL 32909 Property Records

Brevard County property record for 1685 Talbott St SE, Palm Bay, FL 32909

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,010 sqft · built 1980
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Apr 2020)
Tax Bill$2,835 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APN29-37-16-GP-784-17

Property Details

APN / Parcel Number

Primary APN29-37-16-GP-784-17
Alternative APNs
  • 29-37-16-GP-00784.0-0017.00
  • 2934113

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,010 sqft Living Area
Gross Area2,760 sqft
1st Floor Area2,010 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions125 ft deep x 80 ft wide
View / LotMainland
Garage TypeAttached
Garage Area440 sqft
PorchScreened/Unfinished Porch
Porch Area310 sqft
Patio Area496 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2934113
Street Address1685 TALBOTT ST SE
CityPALM BAY
StateFL
Zip32909-5414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal DescriptionPORT MALABAR UNIT 16 LOTS 17 & 18 BLK 784
Legal Range37E
Legal Township29S
Legal Section16
Legal SubdivisionPORT MALABAR UNIT 16
Legal Block784
Legal Lot Number17
Legal Unit16
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group3
Census Block3007
Census Tract71345

Owner

Source: Brevard County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1685 TALBOTT ST SE, PALM BAY, FL 32909-5414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2026Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Aug 2, 2018Warranty Deed, Transfer
PENINSULA TITLE SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2020 · Amount on Record
Deed SaleApr 24, 2020 · Amount on Record
Prior SaleAug 2, 2018 · Amount on Record
Deed Document Number202091848
Deed Book / Page8725 / 2721
Prior Transfer DateJul 29, 2010
Prior Transfer Doc0062230566
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Recording DateSep 14, 2026
Property Address1685 TALBOTT ST SE, PALM BAY, FL 32909-5414
Document Number0000188121
Book / Page10725 / 1644
Instrument DateSep 2, 2026
Instrument2026188121
Transaction TypeMortgage
Record UpdatedSep 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1685 TALBOTT ST SE, PALM BAY, FL 32909-5414

Mortgage

Document Number0000188121,
DateSep 14, 2026
Book Page10725/1644
Instrument2026188121
Lender
NameCOASTAL COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Max Rate-1%

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateAug 2, 2018
Property Address1685 TALBOTT ST SE, PALM BAY, FL 32909-5414
Document Number0082281724
Book / Page008228 / 001724
Instrument DateJul 30, 2018
Instrument173267
Transaction TypeTransfer
Record UpdatedAug 16, 2018
Title CompanyPENINSULA TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$1,067.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address570 FIRESTONE ST NE PALM BAY FL 329072054, PALM BAY, FL 32907-2054

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$198,470 (+2.7%)$278,350 (+3.75%)
2025$2,835.00 (+2.53%) Homeowner's exemption$193,260 (+5.89%)$268,300 (-0.19%)
2024$2,765.00 (+2.37%)
2023$2,701.00 (+3.96%) Homeowner's exemption$182,510 (+3%)$268,820 (+10.81%) Land $49,500 Building $219,320
2022$2,598.00 Homeowner's exemption$177,200$242,600 Land $36,750 Building $205,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber		10,000 / 10,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: Hotwire Communications.

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