1684 Talbott St SE, Palm Bay, FL 32909 Property Records

Brevard County property record for 1684 Talbott St SE, Palm Bay, FL 32909

Property Summary

Property Type	Single Family Home
Details	1,456 sqft · built 2023
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$323,900 (Aug 2023)
Tax Bill	$3,788 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-37-16-GP-785-14`

Property Details

APN / Parcel Number

Primary APN	`29-37-16-GP-785-14`
Alternative APNs	`29-37-16-GP-00785.0-0014.00` `2934140`

Interior

Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	1,898 sqft
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	399 sqft
Porch	Finished/Open Porch

Location & Zoning

Account Number	2934140
Street Address	1684 TALBOTT ST SE
City	PALM BAY
State	FL
Zip	32909-5413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR UNIT 16 LOT 14 BLK 785
Legal Range	37E
Legal Township	29S
Legal Section	16
Legal Subdivision	PORT MALABAR UNIT 16
Legal Block	785
Legal Lot Number	14
Legal Unit	16
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	3
Census Block	3010
Census Tract	71345

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1684 TALBOTT ST SE, PALM BAY, FL 32909-5413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Aug 3, 2023	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC
Sep 9, 2021	Warranty Deed, Transfer EMPOWER TITLE, EMPOWER TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2023 · Amount on Record
Deed Sale	Aug 3, 2023 · Amount on Record
Prior Sale	Sep 9, 2021 · Amount on Record
Deed Document Number	2023163755
Deed Book / Page	9853 / 2122
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1684 TALBOTT ST SE, PALM BAY, FL 32909-5413
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1684 TALBOTT ST SE, PALM BAY, FL 32909-5413

Mortgage

Document Number	0105310896
Date	Jan 26, 2026
Book Page	10531/896
Instrument	2026015551

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Feb 1, 2054

August 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 3, 2023
Property Address	1684 TALBOTT ST SE, PALM BAY, FL 32909-5413
Document Number	0098532122
Book / Page	9853 / 2122
Map Reference	MB 15 PG 84
Instrument Date	Jul 31, 2023
Instrument	2023163755
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2023
Title Company	EMPOWER TITLE, EMPOWER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,267.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 LAKE ROBBINS DR # DR430, DR430, THE WOODLANDS, TX 77380-3258

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1684 TALBOTT ST SE, PALM BAY, FL 32909-5413

Mortgage

Document Number	0098532124
Date	Aug 3, 2023
Instrument	9853/2124

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 9, 2021
Property Address	1684 TALBOTT ST SE, PALM BAY, FL 32909-5413
Document Number	0092522122
Book / Page	9252 / 2122
Map Reference	MB 15 PG 84
Instrument Date	Aug 30, 2021
Instrument	2021236179
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	EMPOWER TITLE, EMPOWER TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2721 KINGS HWY # HWY4G, 2721, BROOKLYN, NY 11229-1770

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1450 LAKE ROBBINS DR STE 430, 430, THE WOODLANDS, TX 77380-3294
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,410 (-1.47%)	$242,410 (-1.47%)
2025	$3,788.00 (-1.89%) Homeowner's exemption	$246,020 (+645.52%)	$246,020 (+645.52%)
2024	$3,861.00 (+514.81%)
2023	$628.00 (+30.29%)	$33,000 (+34.69%) Land $33,000	$33,000 (+34.69%) Land $33,000
2022	$482.00	$24,500 Land $24,500	$24,500 Land $24,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Hotwire Communications.

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