Schenectady County and Schenectady City property record for 1685 Oneida St, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,400 sqft · built 1910 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $179,140 (Jan 2025) |
| Tax Bill | $5,399 (2025) |
| Deeds & Mortgages | Jan 2025 Sale & Mortgage Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.53-1-10 |
| Primary APN | 421500 40.53-1-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 779 sqft |
| 2nd Floor Area | 621 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1685 ONEIDA ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-2110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 92 93 PT OF EACH 2 WOOD |
| Legal Subdivision | MAP OF PROPERTY BELONGING TO JOHN MADER |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 33400 |
Source: Schenectady County and Schenectady City records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 91 ELDER ST, SCHENECTADY, NY 12304-1217 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 30, 2025 | Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Oct 1, 2020 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2025 · Amount on Record |
| Deed Sale | Jan 30, 2025 · Amount on Record |
| Deed Document Number | 20252483 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 30, 2025 |
| Property Address | 1685 ONEIDA ST, SCHENECTADY, NY 12308-2110 |
| Document Number | 0000002483 |
| Map Reference | MB 6 PG 173&174 |
| Instrument Date | Jan 8, 2025 |
| Instrument | 202502483 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | PAC ABS & TITLE SVCS LLC, PAC ABSTRACT & TTL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $718.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1685 ONEIDA ST, SCHENECTADY, NY 12308-2110 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 91 ELDER ST, SCHENECTADY, NY 12304-1217 |
| Document Number | 0000002484 |
|---|---|
| Date | Jan 30, 2025 |
| Instrument | 202502484 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1685 ONEIDA ST, SCHENECTADY, NY 12308-2110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1685 ONEIDA ST, SCHENECTADY, NY 12308-2110 |
| Document Number | 0000030347 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 5026/184 |
| Instrument | 202030347 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 2, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,399.00 (+14.36%) | $108,600 (-) Land $16,300 Building $92,300 | $179,831 (+13.35%) Land $26,991 Building $152,840 |
| 2024 | $108,600 (-) Land $16,300 Building $92,300 | $158,656 (+15.41%) Land $23,813 Building $134,843 | |
| 2023 | $108,600 (-) Land $16,300 Building $92,300 | $137,468 (+3.8%) Land $20,633 Building $116,835 | |
| 2022 | $108,600 Land $16,300 Building $92,300 | $132,439 Land $19,878 Building $112,561 | |
| 2021 | $4,721.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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