1672 Oneida St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1672 Oneida St, Schenectady, NY 12308

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,298 sqft · built 1920
Lot Size0.072 acres (3,150 sqft)
OwnerIndividual Name on Record
Last Sale$118,500 (Jun 2024)
Tax Bill$5,106 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Jun 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 40.53-2-39

Property Details

APN / Parcel Number

Primary APN421500 40.53-2-39
Alternative APN
  • 150004005300020390000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,298 sqft Living Area
1st Floor Area972 sqft
Upper Floors Area326 sqft
AtticAttic
Attic Area326 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleBungalow
Exterior MaterialWood
Lot Area3,150 sqft (0.072 acres)
Lot Dimensions90 ft deep x 35 ft wide
PorchSlab
Porch Area304 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1672 ONEIDA ST
CitySCHENECTADY
StateNY
Zip12308-2111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description118 PTS OF 1X WOOD
Legal Block2
Legal Lot Number39.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group6
Census Block6000
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1672 ONEIDA ST, SCHENECTADY, NY 12308-2111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Deed of Trust, Mortgage · Line of Credit
FIRST NEW YORK FCU
Jun 18, 2024Warranty Deed, Transfer · Conventional Mortgage
BROADVIEW FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2024 · Amount on Record
Deed SaleJun 18, 2024 · Amount on Record
Prior SaleOct 20, 2004
Deed Document Number202437078
Deed Book / Page2132 / 898
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1672 ONEIDA ST, SCHENECTADY, NY 12308-2111
Transaction TypeMortgage
Record UpdatedOct 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023312
DateSep 26, 2025
Instrument202523312
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 25, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 18, 2024
Property Address1672 ONEIDA ST, SCHENECTADY, NY 12308-2111
Document Number0000037078
Book / Page2132 / 898
Instrument DateMay 30, 2024
Instrument202437078
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyLEGACY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$474.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1519 CARRIE ST, SCHENECTADY, NY 12308-2205

Transferred To (Grantee/Buyer)

NameVerified Name
Address1672 ONEIDA ST, SCHENECTADY, NY 12308-2111

Mortgage

Document Number0000037079
DateJun 18, 2024
Instrument202437079
Lender
NameBROADVIEW FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2054

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,106.00 (+4.61%)$102,600 (-) Land $15,400 Building $87,200$169,896 (+30.82%) Land $25,501 Building $144,395
2023$102,600 (-) Land $15,400 Building $87,200$129,873 (+3.8%) Land $19,494 Building $110,379
2022$102,600 Land $15,400 Building $87,200$125,122 Land $18,780 Building $106,342
2021$4,881.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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