1685 Locust Rd, Morris, IL 60450 Property Records

Grundy County property record for 1685 Locust Rd, Morris, IL 60450

Property Summary

Property Type	Single Family Home
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Company Names on Record
Last Sale	$486,000 (Mar 2025)
Tax Bill	$11,069 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-32-378-012`

Property Details

APN / Parcel Number

Primary APN	`02-32-378-012`

Exterior

Lot Area	15,682 sqft (0.36 acres)

Location & Zoning

Street Address	1685 LOCUST RD
City	MORRIS
State	IL
Zip	60450-8671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEER RIDGE SUB 3RD ADD LT 18 SEC 32-34-7 EXEMPT PER DOCKET NO 06-32-16
Legal Range	07W
Legal Township	34N
Legal Section	32
Legal Subdivision	DEER RIDGE SUBDIVISION THIRD ADDITION
Legal Lot Number	18
Jurisdiction	GRUNDY IL
Township / Civil Division	SARATOGA
Census Block Group	4
Census Block	4011
Census Tract	200

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1726 KENICOTT CT, PLAINFIELD, IL 60586-4179
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 30, 2021	Special Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2025 · Amount on Record
Deed Sale	Mar 31, 2025 · Amount on Record
Prior Sale	Jun 16, 2023 · Amount on Record
Deed Document Number	2025630929
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Jun 16, 2023
Property Address	1685 LOCUST RD, MORRIS, IL 60450-8671
Document Number	0000619990
Map Reference	DOC 463019
Instrument Date	Jun 9, 2023
Instrument	619990
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$622.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1685 LOCUST RD, MORRIS, IL 60450-8671

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1685 LOCUST RD, MORRIS, IL 60450-8671

Mortgage

Document Number	0000619991
Date	Jun 16, 2023
Instrument	619991

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Sep 30, 2021
Property Address	1685 LOCUST RD, MORRIS, IL 60450-8671
Document Number	0000607680
Map Reference	DOC 463019
Instrument Date	Sep 23, 2021
Instrument	607680
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1685 LOCUST RD, MORRIS, IL 60450-8671

Mortgage

Document Number	0000607681
Date	Sep 30, 2021
Instrument	607681

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Saratoga Township
Municipality	Morris City
Secondary School District	Morris Community High School District 101 (09 - 12)
Elementary School District	Saratoga Community Consolidated School District 60C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,069.00 (+11.63%)	$152,526 (+11.62%) Land $15,367 Building $137,159	$457,578 (+11.62%) Land $46,101 Building $411,477
2022	$9,916.00	$136,646 Land $16,777 Building $119,869	$409,938 Land $50,331 Building $359,607

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2008–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRIS serves 14,775 people · EPA ID IL0630600
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T.

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