1661 Locust Rd, Morris, IL 60450 Property Records

Grundy County property record for 1661 Locust Rd, Morris, IL 60450

Property Summary

Property Type	Single Family Home
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Sep 2025)
Tax Bill	$10,858 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jan 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-32-378-014`

Property Details

APN / Parcel Number

Primary APN	`02-32-378-014`

Exterior

Lot Area	19,166 sqft (0.44 acres)

Location & Zoning

Street Address	1661 LOCUST RD
City	MORRIS
State	IL
Zip	60450-8671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEER RIDGE SUB 3RD ADD LT 16 SEC 32-34-7
Legal Range	07W
Legal Township	34N
Legal Section	32
Legal Subdivision	DEER RIDGE SUBDIVISION THIRD ADDITION
Legal Lot Number	16
Jurisdiction	GRUNDY IL
Township / Civil Division	SARATOGA
Census Block Group	4
Census Block	4011
Census Tract	200

Owner

1661 Locust Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Grundy County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2165 HIDEAWAY CT, MORRIS, IL 60450-9604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 3, 2024	Deed of Trust, Mortgage · Line of Credit GRUNDY BANK
Sep 9, 2019	Warranty Deed, Construction Loan · Construction Mortgage GRUNDY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2025 · Amount on File
Deed Sale	Sep 8, 2025 · Amount on File
Deed Document Number	2025633928
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Sep 8, 2025
Property Address	1661 LOCUST RD, MORRIS, IL 60450-8671
Document Number	0000633928
Map Reference	DOC 463019
Instrument Date	Aug 4, 2025
Instrument	633928
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	UNKNOWN, GR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1661 LOCUST RD, MORRIS, IL 60450-8671

Mortgage

Document Number	0000633929
Date	Sep 8, 2025
Instrument	633929

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Fixed Rate
Rate	7.37%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1661 LOCUST RD, MORRIS, IL 60450-8671
Transaction Type	Mortgage
Record Updated	Jan 17, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000623267
Date	Jan 3, 2024
Instrument	623267

Lender

Name	GRUNDY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	8.5%

September 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Sep 9, 2019
Property Address	1661 LOCUST RD, MORRIS, IL 60450-8671
Document Number	0000587006
Instrument Date	Sep 1, 2019
Instrument	587006
Transaction Type	Construction Loan
Record Updated	Jul 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 LOCUST RD, MORRIS, IL 60450-8671

Mortgage

Document Number	0000587007
Date	Sep 9, 2019
Instrument	587007

Lender

Name	GRUNDY BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1661 Locust Rd was $10,858 with a homeowner's exemption, up 6.2% from the year before.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Saratoga Township
Municipality	Morris City
Secondary School District	Morris Community High School District 101 (09 - 12)
Elementary School District	Saratoga Community Consolidated School District 60C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,858.00 (+6.22%)	$149,629 (+6.23%) Land $19,211 Building $130,418	$448,887 (+6.23%) Land $57,633 Building $391,254
2024	$10,222.00 Homeowner's exemption	$140,860 Land $18,974 Building $121,886	$422,580 Land $56,922 Building $365,658
2022	$8,603.00 Homeowner's exemption	$124,552 Land $16,777 Building $107,775	$373,656 Land $50,331 Building $323,325

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1661 Locust Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2008–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1661 Locust Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRIS serves 14,775 people · EPA ID IL0630600
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T.

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