1685 E Osceola Rd, Geneva, FL 32732 Property Records

Seminole County property record for 1685 E Osceola Rd, Geneva, FL 32732

Property Summary

Property Type	Mobile Home
Details	2 bd · 2.5 ba · 1,144 sqft · built 1974
Lot Size	5.3 acres (230,868 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Oct 2026)
Tax Bill	$2,409 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-20-32-3AP-0210-0000`

Property Details

APN / Parcel Number

Primary APN	`01-20-32-3AP-0210-0000`
Alternative APN	`2032013AP02100000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Mobile Home
Exterior Material	Siding Sheathing
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	230,868 sqft (5.3 acres)
Porch	Slab
Porch Area	32 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1685 E OSCEOLA RD
City	GENEVA
State	FL
Zip	32732-9587
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A5
Legal Description	SEC 01 TWP 20S RGE 32E BEG 682.88 FT S & 4038.02 FT S 57 DEG 31 MIN 21 SEC W OF NE COR RUN S 57 DEG 31 MIN 21 SEC W 303.53 FT N 45 DEG 22 MIN 34 SEC W TO SELY R/W SR 13 NELY ON R/W 420 FT S 34 DEG 30 MIN 55 SEC E 648.94 FT TO BEG
Legal Range	32E
Legal Township	20S
Legal Section	01
Legal Subdivision	OSCEOLA BLUFF SOUTH 5 ACRE DEVELOPMENT 8
Legal Tract	3AP
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2020
Census Tract	21201

Owner

Source: Seminole County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1685 E OSCEOLA RD, GENEVA, FL 32732-9587
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2026 · Amount on Record
Deed Sale	Oct 8, 2026 · Amount on Record
Prior Sale	Nov 9, 1995 · Amount on Record
Deed Document Number	202699517
Deed Book / Page	11124 / 1831
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 8, 2026
Property Address	1685 E OSCEOLA RD, GENEVA, FL 32732-9587
Document Number	0000099517
Book / Page	11124 / 1831
Instrument Date	Oct 7, 2026
Instrument	202699517
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	COBBLESTONE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$459,550.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1685 E OSCEOLA RD, GENEVA, FL 32732-9587

Mortgage

Document Number	0000099518,
Date	Oct 8, 2026
Instrument	202699518

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,409.00 (+27.33%)	$179,581 (+31.12%) Land $137,800 Building $41,781	$179,581 (+31.12%) Land $137,800 Building $41,781
2023	$1,892.00 (+6.83%)	$136,960 (+5.71%)	$136,960 (+3.61%) Land $100,170 Building $36,790
2022	$1,771.00	$129,568	$132,190 Land $95,400 Building $36,790

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 201 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	201 in force
Nearby Flood Claims	112 (1982–2024)
Claims Outside the SFHA	10 of 112
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 31 claims Hurricane Ian, Oct 2022 · 44 claims Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 86% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000