Seminole County property record for 1361 E Osceola Rd, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,593 sqft · built 1989 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Mar 1982) |
| Tax Bill | $2,198 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-20-32-3AE-003E-0000 |
| Primary APN | 10-20-32-3AE-003E-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,593 sqft Living Area |
| Gross Area | 2,053 sqft |
| 1st Floor Area | 1,593 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Pole Barn | 3,000 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1361 E OSCEOLA RD |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-7250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A5 |
| Legal Description | SEC 02 TWP 20S RGE 32E BEG 352.05 FT S & N 77 DEG 36 MIN 37 SEC E 3403.84 FT OF SW COR OF SEC RUN N 77 DEG 36 MIN 37 SEC E 330 FT S 12 DEG 23 MIN 23 SEC E 660 FT S 77 DEG 36 MIN 37 SEC W 330 FT N 12 DEG 23 MIN 23 SEC W 660 FT TO BEG (5 AC) |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 10 |
| Legal Subdivision | LAKE HARNEY ESTATES 5 ACRE DEVELOPMENT 2 |
| Legal Tract | 3AE |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21201 |
1361 E Osceola Rd is owned and occupied by two individuals who bought it in March 1982.
Source: Seminole County records, as of June 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1361 E OSCEOLA RD, GENEVA, FL 32732-7250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORPORATION |
| Apr 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| Oct 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 1982 · Amount on File |
| Deed Sale | Mar 1, 1982 · Amount on File |
| Deed Book / Page | 1387 / 307 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jun 2, 2026 |
| Property Address | 1361 E OSCEOLA RD, GENEVA, FL 32732-7250 |
| Document Number | 0000054335 |
| Book / Page | 11048 / 1418 |
| Instrument Date | May 23, 2026 |
| Instrument | 202654335 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | AMERISAVE MORTGAGE CORPORATI |
| Name | Verified Name |
|---|---|
| Address | 1361 E OSCEOLA RD, GENEVA, FL 32732-7250 |
| Investor | Possibly a Property Investor |
| Document Number | 0000054335, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 11048/1418 |
| Instrument | 202654335 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1361 E OSCEOLA RD, GENEVA, FL 32732-7250 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2023 |
| Title Company | LEADING EDGE TITLE |
| Name | Verified Name |
|---|---|
| Address | 3809 HOWELL BEND CT, OVIEDO, FL 32765-8471 |
| Document Number | 0102271599 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 10227/1599 |
| Instrument | 2022051180 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | May 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.12% |
| Index | 1-Year CMT |
| Max Rate | 9.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1361 E OSCEOLA RD, GENEVA, FL 32732-7250 |
| Document Number | 0090080165 |
| Book / Page | 009008 / 000165 |
| Instrument Date | Oct 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1361 E OSCEOLA RD GENEVA FL 327327250, GENEVA, FL 32732-7250 |
| Document Number | 0090080165 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 009008/000165 |
| Instrument | 104548 |
| Name | DITECH FIN'L |
|---|---|
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 16, 2037 |
The 2025 property tax bill for 1361 E Osceola Rd was $2,198 with a homeowner's exemption.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,198.00 Homeowner's exemption | $180,121 | $362,889 Land $130,000 Building $232,889 |
| 2023 | $2,023.00 (+2.9%) Homeowner's exemption | $169,947 (+3%) | $307,491 (+2.09%) Land $94,500 Building $212,991 |
| 2022 | $1,966.00 Homeowner's exemption | $164,997 | $301,182 Land $90,000 Building $211,182 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1361 E Osceola Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 201 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 112 (1982–2024) |
| Claims Outside the SFHA | 10 of 112 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1361 E Osceola Rd is high, ranking above 89% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 83% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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