1. Home
  2. Florida
  3. Panacea
  4. Alligator Dr

1685 Alligator Dr, Panacea, FL 32346 Property Records

Franklin County property record for 1685 Alligator Dr, Panacea, FL 32346

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,204 sqft · built 1948
Lot Size0.844 acres (36,765 sqft)
OwnerCompany Name on Record
Last Sale$750,000 (Feb 2020)
Tax Bill$9,655 (2025)
Deeds & MortgagesJun 2023 Transfer
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone VE (high risk)
APN03-07S-02W-1010-0000-0680

Property Details

APN / Parcel Number

Primary APN03-07S-02W-1010-0000-0680
Alternative APN
  • 02W07S03101000000680

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,204 sqft Living Area
1st Floor Area1,204 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleBungalow
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area36,765 sqft (0.844 acres)
Lot Dimensions368 ft deep x 100 ft wide
View / LotGulf

Exterior Amenities

PorchScreened/Unfinished Porch
Porch Area526 sqft
Deck Area114 sqft
Storage Building288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1685 ALLIGATOR DR
CityPANACEA
StateFL
Zip32346-5119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 68 ALLIGATOR POINT OR 186/575 472/206 635/774 1259/423 1365/584
Legal Range02W
Legal Township07S
Legal Section03
Legal SubdivisionALLIGATOR POINT
Legal Lot Number68
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2003
Census Tract970102

Owner

Source: Franklin County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address9034 MAGNOLIA HILL DR, TALLAHASSEE, FL 32309-9214
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Mar 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
WHITNEY BANK
Feb 24, 2020Warranty Deed, Transfer · Conventional Mortgage
WHITNEY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2020 · Amount on Record
Deed SaleFeb 24, 2020 · Amount on Record
Prior SaleMar 22, 2000 · Amount on Record
Deed Document Number2020776
Deed Book / Page1259 / 423
Last Transfer DateJul 12, 2022
Transfer Doc0019002837
Record UpdatedSep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFRANKLIN FL
Recording DateJun 5, 2023
Property Address1685 ALLIGATOR DR, PANACEA, FL 32346-5119
Document Number0019002837
Book / Page1365 / 584
Map ReferenceMB 1 PG 28
Instrument DateJul 12, 2022
Instrument202319002837
Transaction TypeTransfer
Record UpdatedJun 23, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9034 MAGNOLIA HILL DR, TALLAHASSEE, FL 32309-9214

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address9034 MAGNOLIA HILL DR, TALLAHASSEE, FL 32309-9214

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address1685 ALLIGATOR DR, PANACEA, FL 32346-5119
Transaction TypeMortgage
Record UpdatedJan 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address9034 MAGNOLIA HILL DR, TALLAHASSEE, FL 32309-9214

Mortgage

Document Number0019001817
DateMar 29, 2021
Book Page1295/150
Instrument202119001817
Lender
NameWHITNEY BANK
TypeBank
AddressGULFPORT, MS 39501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateFeb 24, 2020
Property Address1685 ALLIGATOR DR, PANACEA, FL 32346-5119
Document Number0019000776
Book / Page1259 / 423
Map ReferenceMB 1 PG 28
Instrument DateFeb 18, 2020
Instrument202019000776
Transaction TypeTransfer
Record UpdatedJan 25, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 308, COLUMBUS, GA 31902-0308

Transferred To (Grantee/Buyer)

NameVerified Name
Address9034 MAGNOLIA HILL DR, TALLAHASSEE, FL 32309-9214
InvestorPossibly a Property Investor

Mortgage

Document Number0000000424
DateFeb 24, 2020
Instrument1259/424
Lender
NameWHITNEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,655.00 (+17.73%)$1,030,964 (+36.31%) Land $883,200 Building $147,764$1,030,964 (+36.31%) Land $883,200 Building $147,764
2024$8,201.00 (+3.18%)$756,355 (+7.83%) Land $607,200 Building $149,155$756,355 (+7.83%) Land $607,200 Building $149,155
2023$7,948.00 (-1.61%)$701,425 (+1.08%) Land $588,800 Building $112,625$701,425 (+1.08%) Land $588,800 Building $112,625
2022$8,078.00$693,951 Land $588,800 Building $105,151$693,951 Land $588,800 Building $105,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation18.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 293 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
incl. 36 condo units
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALLIGATOR POINT WATER RESOURCE DISTRICT
public/private · serves 1,400 people · EPA ID FL1190013
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50

Nearby Properties on Alligator Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures