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1674 Alligator Dr, Panacea, FL 32346 Property Records

Franklin County property record for 1674 Alligator Dr, Panacea, FL 32346

Property Summary

Property TypeSingle Family Home
Details1 ba · 998 sqft · built 1975
Lot Size0.696 acres (30,318 sqft)
OwnerIndividual Name on File
Last Sale$32,000 (Oct 1977)
Tax Bill$95 (2025)
Deeds & MortgagesMay 2018 Line of Credit
Flood ZoneZone VE (high risk)
APN03-07S-02W-1010-0000-062A

Property Details

APN / Parcel Number

Primary APN03-07S-02W-1010-0000-062A

Interior

Full Baths1 Bath
Stories1 Story
Building Area998 sqft Heated Area
Gross Area1,672 sqft
FlooringCarpet
Interior WallsPlywood

Exterior

Year BuiltBuilt 1975
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area30,318 sqft (0.696 acres)
Lot Dimensions316 ft deep x 96 ft wide
PorchOpen Porch
Porch Area674 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1674 ALLIGATOR DR
CityPANACEA
StateFL
Zip32346-5118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 62A ALLIGATOR POINT SUB OR 119/579 145/107
Legal Range02W
Legal Township07S
Legal Section03
Legal SubdivisionALLIGATOR POINT SUB
Legal Lot Number62A
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2003
Census Tract970102

Owner

1674 Alligator Dr is owned and occupied by an individual who bought it in October 1977.

Source: Franklin County records, as of January 5, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 2368, SANTA RSA BCH, FL 32459-2368
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 1977 · Amount on File
Deed SaleOct 1, 1977 · Amount on File
Deed Document Number0000145107
Record UpdatedJun 8, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address1674 ALLIGATOR DR, PANACEA, FL 32346-5118
Document Number0019002967
Instrument DateMay 1, 2018
Transaction TypeMortgage
Record UpdatedJul 4, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2407 WINTHROP RD TALLAHASSEE FL 323080524, TALLAHASSEE, FL 32308-0524

Mortgage

Document Number0019002967
DateJun 15, 2018
Book Page001221/000268
Instrument19002967
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 14, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1674 Alligator Dr was $95 with exemptions applied.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$95.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$272,497 (+2.9%)$576,790 (-0.15%) Land $485,376 Building $91,414
2024$95.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$264,817 (+3%)$577,631 (+3.41%) Land $485,376 Building $92,255
2023$95.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$257,104 (+3%)$558,566 (+3.6%) Land $485,376 Building $73,190
2022$95.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$249,616$539,139 Land $485,376 Building $53,763

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1674 Alligator Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation18.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 293 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
incl. 36 condo units
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1674 Alligator Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALLIGATOR POINT WATER RESOURCE DISTRICT
public/private · serves 1,400 people · EPA ID FL1190013
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Alligator Dr

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