16846 Cedar Rdg Rd, Dubuque, IA 52002 Property Records

Dubuque County property record for 16846 Cedar Rdg Rd, Dubuque, IA 52002

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 2,142 sqft · built 2011
Lot Size	2.49 acres (108,464 sqft)
Owner	Individual Name on Record
Tax Bill	$5,874 (2024)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-11-102-007`

Property Details

APN / Parcel Number

Primary APN	`09-11-102-007`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,142 sqft Living Area
Basement Area	2,142 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	108,464 sqft (2.49 acres)
Garage Type	Attached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	180 sqft
Deck Area	180 sqft
Patio Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Geothermal

Location & Zoning

Street Address	16846 CEDAR RIDGE RD
City	DUBUQUE
State	IA
Zip	52002-9401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 5 RIDGE VIEW WEST;
Legal Subdivision	RIDGE VIEW
Legal Lot Number	5
Jurisdiction	DUBUQUE IA
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1013
Census Tract	10201

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16846 CEDAR RIDGE RD, DUBUQUE, IA 52002-9401
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Line of Credit EMPEOPLE CU
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SAVINGS BANK
Mar 27, 2019	Deed of Trust, Mortgage · Line of Credit DEERE EMPS CU
Jul 26, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jul 26, 2018
Last Transfer Date	Apr 23, 2025
Transfer Doc	0000003998
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	16846 CEDAR RIDGE RD, DUBUQUE, IA 52002-9401
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000646
Date	Jan 21, 2026
Instrument	2026-00000646

Lender

Name	EMPEOPLE CU
Type	Credit Union
Address	3950 38TH AVE, MOLINE, IL 61265

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 25, 2051

Interest

Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	16846 CEDAR RIDGE RD, DUBUQUE, IA 52002-9401
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015489
Date	Oct 9, 2020
Instrument	2020-00015489

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank
Address	EDGEWOOD, IA 52042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	16846 CEDAR RIDGE RD, DUBUQUE, IA 52002-9401
Document Number	0000003170
Instrument Date	Mar 27, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16846 CEDAR RIDGE RD DUBUQUE IA 520029401, DUBUQUE, IA 52002-9401

Mortgage

Document Number	0000003170
Date	Apr 1, 2019
Instrument	3170

Lender

Name	DEERE EMPS CU
Type	Credit Union
Address	MOLINE, IL 61266

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Mar 31, 2026

Interest

Rate Type	Adjustable Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jul 26, 2018
Property Address	16846 CEDAR RIDGE RD, DUBUQUE, IA 52002-9401
Document Number	0000008585
Instrument Date	Jul 25, 2018
Instrument	8585
Transaction Type	Transfer
Record Updated	Aug 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16846 CEDAR RIDGE RD DUBUQUE IA 520029401, DUBUQUE, IA 52002-9401

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$543,900 (+8.3%) Land $88,300 Building $455,600	$543,900 (+8.3%) Land $88,300 Building $455,600
2024	$5,874.00 (+3.02%)
2023		$502,200 (+24.61%) Land $84,100 Building $418,100	$502,200 (+24.61%) Land $84,100 Building $418,100
2022	$5,702.00	$403,020 Land $70,060 Building $332,960
2021			$403,020 Land $70,060 Building $332,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000

May also be available: Comelec Internet Services, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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