16816 Cedar Rdg Rd, Dubuque, IA 52002 Property Records

Dubuque County property record for 16816 Cedar Rdg Rd, Dubuque, IA 52002

Property Summary

Property TypeSingle Family Home
Details5 bd · 7 ba · 2,420 sqft · built 2022
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Last Sale$55,000 (Apr 2021)
Tax Bill$6,722 (2024)
Deeds & MortgagesApr 2024 Line of Credit
Jun 2022 Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APN09-11-102-008

Property Details

APN / Parcel Number

Primary APN09-11-102-008

Interior

Bedrooms5 Beds
Full Baths7 Baths
Half Baths4 Half Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,420 sqft Living Area
Basement Area2,420 sqft
Finished Basement796 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Architectural StyleRanch
Exterior MaterialFiber Cement Siding
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area964 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Deck Area276 sqft
Patio Area529 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address16816 CEDAR RIDGE RD
CityDUBUQUE
StateIA
Zip52002-9401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCO
Legal DescriptionLOT 6 RIDGE VIEW WEST;
Legal SubdivisionRIDGE VIEW
Legal Lot Number6
JurisdictionDUBUQUE IA
Township / Civil DivisionCENTER
Census Block Group1
Census Block1013
Census Tract10201

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address16816 CEDAR RIDGE RD, DUBUQUE, IA 52002-9401
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2024Deed of Trust, Mortgage · Line of Credit
DUPACO COMMUNITY CU
Jun 27, 2022Deed of Trust, Mortgage · Construction Mortgage
DUPACO COMMUNITY CU
May 3, 2022Correction Deed
Apr 9, 2021Warranty Deed, Transfer · Conventional Mortgage
DUPACO COMMUNITY CU
Nov 10, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2021 · Amount on Record
Deed SaleApr 9, 2021 · Amount on Record
Prior SaleApr 9, 2021 · Amount on Record
Deed Document Number0000005720
Last Transfer DateNov 10, 2021
Transfer Doc0000018583
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address16816 CEDAR RIDGE RD, DUBUQUE, IA 52002-9401
Transaction TypeMortgage
Record UpdatedApr 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002718
DateApr 4, 2024
Instrument202400002718
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
Address1000 JACKSON ST, DUBUQUE, IA 52001
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 3, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address16816 CEDAR RIDGE RD, DUBUQUE, IA 52002-9401
Transaction TypeMortgage
Record UpdatedOct 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2386 BIRCHWOOD DR, ASBURY, IA 52002-2411

Mortgage

Document Number0000008048
DateJun 27, 2022
Instrument2022-00008048
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term369 Months
DueMar 1, 2053
Interest
Rate TypeAdjustable Rate
Rate2.25%
Type Change DateMar 1, 2024
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change4.25%
Index1-Year CMT
Max Rate8.25%

May 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionDUBUQUE IA
Recording DateMay 3, 2022
Property Address16816 CEDAR RIDGE RD, DUBUQUE, IA 52002-9401
Document Number0000005703
Instrument DateMar 12, 2022
Instrument2022-00005703
Record UpdatedOct 12, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2386 BIRCHWOOD DR, ASBURY, IA 52002-2411

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateApr 9, 2021
Property Address16816 CEDAR RIDGE RD, DUBUQUE, IA 52002-9401
Document Number0000005720
Instrument DateMar 12, 2021
Instrument2021-00005720
Transaction TypeTransfer
Record UpdatedOct 12, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$87.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1660 EMBASSY WEST DR STE 125, 125, DUBUQUE, IA 52002-2297

Transferred To (Grantee/Buyer)

NameVerified Name
Address2386 BIRCHWOOD DR, ASBURY, IA 52002-2411

Mortgage

Document Number0000005721
DateApr 9, 2021
Instrument2021-00005721
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2036
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateApr 1, 2026
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change4.37%
Index1-Year LIBOR
Margin3
Max Rate8.37%

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDUBUQUE IA
Recording DateNov 10, 2021
Property Address16816 CEDAR RIDGE RD, DUBUQUE, IA 52002-9401
Document Number0000018583
Instrument DateFeb 9, 2021
Instrument2021-00018583
Transaction TypeTransfer
Record UpdatedOct 12, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2154 205TH AVE, MANCHESTER, IA 52057-8908

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$646,300 (+88.92%) Land $67,400 Building $578,900$646,300 (+88.92%) Land $67,400 Building $578,900
2024$6,722.00 (+1,168.3%)
2023$342,100 (+813.48%) Land $64,200 Building $277,900$342,100 (+813.48%) Land $64,200 Building $277,900
2022$530.00$37,450 Land $37,450
2021$37,450 Land $37,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Maquoketa Valley Electric Cooperative
Fiber
1,000 / 1,000

May also be available: Comelec Internet Services, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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