16840 Downstream Dr, Westfield (Noblesville), IN 46062 Property Records

Hamilton County property record for 16840 Downstream Dr, Westfield, IN 46062

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,920 sqft · built 2008
Lot Size	0.49 acres (21,344 sqft)
Owner	Company Name on Record
Last Sale	$925,000 (Jun 2022)
Tax Bill	$9,717 (2024)
Deeds & Mortgages	Oct 2021 Line of Credit Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-05-008-019.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-10-05-008-019.000-015`
Alternative APN	`0810050008019000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,920 sqft Living Area
Gross Area	7,180 sqft
1st Floor Area	3,215 sqft
2nd Floor Area	860 sqft
Basement Area	2,355 sqft
Finished Basement	1,705 sqft
Unfinished Basement	650 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Brick
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Garage Area	1,610 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	16840 DOWNSTREAM DR
City	WESTFIELD
State	IN
Zip	46062-6832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .49, SECTION 5, TOWNSHIP 18, RANGE 4, BROOKSIDE, SECTION 4A, LOT 137, IRREGULAR SHAPE
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	BROOKSIDE SECTION 4A
Legal Lot Number	137
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	3
Census Block	3002
Census Tract	110515

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	16840 DOWNSTREAM DR, WESTFIELD, IN 46062-6832
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 7, 2022	Warranty Deed, Transfer · ARM AXOS BANK
Jul 17, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2022 · Amount on Record
Deed Sale	Jun 7, 2022 · Amount on Record
Prior Sale	Jul 17, 2019 · Amount on Record
Deed Document Number	202228246
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	16840 DOWNSTREAM DR, WESTFIELD, IN 46062-6832
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072213
Date	Oct 5, 2021
Instrument	2021072213

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union
Address	INDIANAPOLIS, IN 46202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	16840 DOWNSTREAM DR, WESTFIELD, IN 46062-6832
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057740
Date	Aug 6, 2021
Instrument	2021057740

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	16840 DOWNSTREAM DR, WESTFIELD, IN 46062-6832
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041653
Date	Jun 4, 2021
Instrument	2021041653

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 7, 2022
Property Address	16840 DOWNSTREAM DR, WESTFIELD, IN 46062-6832
Document Number	0000028246
Map Reference	CAB 3 SL 664
Instrument Date	May 25, 2022
Instrument	2022028246
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CENTURION LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	16840 DOWNKTEAM DRIVE, WESTFIELD, IN 46062

Mortgage

Document Number	0000028247
Date	Jun 7, 2022
Instrument	2022028247

Lender

Name	AXOS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	9.37%
Index	Other
Margin	4
Max Rate	9.37%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 17, 2019
Property Address	16840 DOWNSTREAM DR, WESTFIELD, IN 46062-6832
Document Number	2019031314
Map Reference	2050042517CAB3SL664
Instrument Date	Jul 8, 2019
Instrument	2019031314
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16840 DOWNSTREAM DR, WESTFIELD, IN 46062-6832

Mortgage

Document Number	2019031315
Date	Jul 17, 2019
Instrument	2019031315

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$952,500 (+12.3%) Land $110,000 Building $842,500	$952,500 (+12.3%) Land $110,000 Building $842,500
2024	$9,717.00 (+6.21%)	$848,200 (+6.61%) Land $110,000 Building $738,200	$848,200 (+6.61%) Land $110,000 Building $738,200
2023	$9,149.00 (+5.94%) Homeowner's exemption	$795,600 (+8.38%) Land $110,000 Building $685,600	$795,600 (+8.38%) Land $110,000 Building $685,600
2022	$8,636.00 Homeowner's exemption	$734,100 Land $102,600 Building $631,500	$734,100 Land $102,600 Building $631,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: On-Ramp Indiana, Verizon.

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