St. Johns County property record for 1684 Cunningham Estates Rd, Saint Johns, FL 32259 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,679 sqft · built 1985 |
| Lot Size | 1.56 acres (67,953 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $476,000 (Nov 2018) |
| Tax Bill | $6,607 (2025) |
| Deeds & Mortgages | Jun 2022 Second Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010531-0280 |
| Primary APN | 010531-0280 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,679 sqft Living Area |
| Gross Area | 3,277 sqft |
| 1st Floor Area | 2,679 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 67,953 sqft (1.56 acres) |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 810 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 188 sqft |
| Deck Area | Deck Area |
| Patio Area | 582 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1684 CUNNINGHAM ESTATES RD |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-2928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15/76-79 CUNNINGHAM CREEK SUBDIVISION LOT 28 OR4637/447 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 42 |
| Legal Subdivision | CUNNINGHAM CREEK SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20809 |
Source: St. Johns County records · APN 010531-0280
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1684 CUNNINGHAM ESTATES RD, SAINT JOHNS, FL 32259-2928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK |
| Nov 06, 2018 | Warranty Deed, Transfer · Conventional with PMI OCMBC INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 06, 2018 · Amount on Record |
| Deed Sale | Nov 06, 2018 · Amount on Record |
| Prior Sale | Jul 18, 2006 · Amount on Record |
| Deed Document Number | 201880080 |
| Deed Book / Page | 4637 / 447 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1684 CUNNINGHAM ESTATES RD, SAINT JOHNS, FL 32259-2928 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1684 CUNNINGHAM ESTATES RD, JACKSONVILLE, FL 32259-2928 |
| Document Number | 0055750924 |
|---|---|
| Date | Jun 08, 2022 |
| Book Page | 5575/924 |
| Instrument | 2022057806 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1684 CUNNINGHAM ESTATES RD, SAINT JOHNS, FL 32259-2928 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049411816 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 4941/1816 |
| Instrument | 2020036837 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 06, 2018 |
| Property Address | 1684 CUNNINGHAM ESTATES RD, SAINT JOHNS, FL 32259-2928 |
| Document Number | 0046370447 |
| Book / Page | 004637 / 000447 |
| Instrument Date | Oct 11, 2018 |
| Instrument | 80080 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | GREYCROFT TITLE COMPANY LLC, GREYCROFT TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,332.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1197 CUNNINGHAM CREEK DR ST JOHNS FL 322597925, ST JOHNS, FL 32259-7925 |
| Document Number | 46370449 |
|---|---|
| Date | Nov 06, 2018 |
| Book Page | 004637/000449 |
| Instrument | 80081 |
| Name | OCMBC INC |
|---|---|
| Address | IRVINE, CA 92612 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 05, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.77% |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $518,147 (+2.7%) | $690,107 (+0.24%) Land $160,000 Building $530,107 | |
| 2025 | $6,607.00 (+11.83%) Homeowner's exemption | $504,525 (+2.9%) | $688,452 (+2.91%) Land $160,000 Building $528,452 |
| 2024 | $5,908.00 (+1.91%) Homeowner's exemption | $490,306 (+3%) | $668,973 (+16.06%) Land $150,000 Building $518,973 |
| 2023 | $5,797.00 (+15.92%) Homeowner's exemption | $476,025 (+15.63%) | $576,417 (+0.91%) Land $140,000 Building $436,417 |
| 2022 | $5,001.00 Homeowner's exemption | $411,673 | $571,200 Land $156,800 Building $414,400 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 6% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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