1654 Cunningham Estates Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 1654 Cunningham Estates Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,208 sqft · built 1984
Lot Size	1.81 acres (78,843 sqft)
Owner	Company Name on Record
Tax Bill	$3,150 (2025)
Deeds & Mortgages	May 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`010531-0260`

Property Details

APN / Parcel Number

Primary APN	`010531-0260`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,208 sqft Living Area
Gross Area	2,948 sqft
1st Floor Area	2,208 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	78,843 sqft (1.81 acres)
Garage Type	Attached
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	226 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1654 CUNNINGHAM ESTATES RD
City	SAINT JOHNS
State	FL
Zip	32259-2928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	15/76-79 CUNNINGHAM CREEK SUBDIVISION LOT 26 OR1296/1932 & 4721/210
Legal Range	27E
Legal Township	05S
Legal Section	42
Legal Subdivision	CUNNINGHAM CREEK SUBDIVISION
Legal Block	2
Legal Lot Number	26
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2004
Census Tract	20809

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1654 CUNNINGHAM ESTATES RD, SAINT JOHNS, FL 32259-2928
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 6, 2019
Transfer Doc	0047210210
Record Updated	Jun 8, 2026

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 8, 2019
Property Address	1654 CUNNINGHAM ESTATES RD, SAINT JOHNS, FL 32259-2928
Document Number	0047210210
Book / Page	004721 / 000210
Instrument Date	May 6, 2019
Instrument	31662
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1654 CUNNINGHAM ESTATES RD ST JOHNS FL 322592928, ST JOHNS, FL 32259-2928

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,538 (+2.7%)	$511,133 (+1.64%) Land $160,000 Building $351,133
2025	$3,150.00 (+13.35%) Homeowner's exemption	$247,846 (+5.99%)	$502,907 (+23.62%) Land $160,000 Building $342,907
2024	$2,779.00 (+2.09%)
2023	$2,722.00 (+3.18%) Homeowner's exemption	$233,846 (+3%)	$406,813 (-7.91%) Land $140,000 Building $266,813
2022	$2,638.00 Homeowner's exemption	$227,035	$441,741 Land $156,800 Building $284,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20