16825 Rd M, Ottawa, OH 45875 Property Records

Putnam County property record for 16825 Rd M, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,824 sqft · built 1978
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jun 2013)
Tax Bill	$2,303 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2009 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`53-003041.0000`

Property Details

APN / Parcel Number

Primary APN	`53-003041.0000`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,824 sqft
Basement Area	939 sqft
Finished Basement	672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	27,878 sqft (0.64 acres)
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	16825 ROAD M
City	OTTAWA
State	OH
Zip	45875-9458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1S 6E 04 PAR 5 NEND NW
Legal Range	6E
Legal Township	1S
Legal Section	04
Jurisdiction	PUTNAM OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2010
Census Tract	30600

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16825 ROAD M, OTTAWA, OH 45875-9458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 28, 2009	Deed of Trust, Mortgage · Conventional Mortgage THE FORT JENNINGS STATE BANK
Dec 18, 2012	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY FEDERAL CREDIT UNION I
Jun 19, 2013	Warranty Deed, Transfer · Conventional Mortgage THE UNION BANK CO
Sep 20, 2012	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 29, 2005	Special Warranty Deed, Transfer SKY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2013 · Amount on Record
Deed Sale	Jun 19, 2013 · Amount on Record
Prior Sale	Apr 29, 2005 · Amount on Record
Deed Document Number	20133224
Deed Book / Page	651 / 1516
Prior Transfer Date	Sep 18, 2012
Prior Transfer Doc	00641/2381
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16825 ROAD M, OTTAWA, OH 45875-9458
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16825 ROAD M, OTTAWA, OH 45875-9458

Mortgage

Document Number	00748/1728
Date	Jul 27, 2022
Book Page	748/1728
Instrument	202200003316

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16825 ROAD M, OTTAWA, OH 45875-9458
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00598/2200
Date	Jan 28, 2009
Book Page	598/2200
Instrument	200900000552

Lender

Name	THE FORT JENNINGS STATE BANK
Type	Bank
Address	FORT JENNINGS, OH 45844

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2029

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16825 ROAD M, OTTAWA, OH 45875-9458
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00645/1338
Date	Dec 18, 2012
Book Page	645/1338
Instrument	201200007469

Lender

Name	MIDWEST COMMUNITY FEDERAL CREDIT UNION I
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2023

June 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Jun 19, 2013
Property Address	16825 ROAD M, OTTAWA, OH 45875-9458
Document Number	00651/1516
Book / Page	651 / 1516
Instrument Date	Jun 19, 2013
Instrument	201300003224
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	16825 ROAD M, OTTAWA, OH 45875-9458

Mortgage

Document Number	201300003225
Date	Jun 19, 2013
Instrument	201300003225

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2043

September 2012: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM OH
Recording Date	Sep 20, 2012
Property Address	16825 ROAD M, OTTAWA, OH 45875-9458
Document Number	00641/2381
Book / Page	641 / 2381
Instrument Date	Sep 18, 2012
Instrument	201200005344
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 445, KALIDA, OH 45853-0445

April 2005: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Apr 29, 2005
Property Address	16825 ROAD M, OTTAWA, OH 45875-9458
Document Number	00555/2312
Book / Page	555 / 2312
Instrument Date	Apr 28, 2005
Instrument	200500002183
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$576.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16825 ROAD M, OTTAWA, OH 45875-9458

Mortgage

Document Number	00555/2314
Date	Apr 29, 2005
Book Page	555/2314
Instrument	200500002184

Lender

Name	SKY BANK
Type	Bank
Address	FINDLAY, OH 45840

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Union Township
Unified School District	Kalida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,303.00 (+2.86%) Homeowner's exemption	$78,320 (-) Land $5,190 Building $73,130	$225,970 (+0.98%) Land $14,820 Building $211,150
2024	$2,239.00 (-8.76%) Homeowner's exemption	$78,320 (+32.43%) Land $5,190 Building $73,130
2023	$2,454.00 (+19.71%) Homeowner's exemption Additional exemption filed	$59,140 (-) Land $4,100 Building $55,040	$223,770 (+32.43%) Land $14,830 Building $208,940
2022	$2,050.00	$59,140 Land $4,100 Building $55,040
2020			$168,970 Land $11,710 Building $157,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kalida Telephone Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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