16318 Rd M, Ottawa, OH 45875 Property Records

Putnam County property record for 16318 Rd M, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,118 sqft · built 2003
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (May 2006)
Tax Bill	$4,522 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2008 Line of Credit + 11 more
Flood Zone	Zone X (minimal risk)
APN	`53-031080.0400`

Property Details

APN / Parcel Number

Primary APN	`53-031080.0400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,118 sqft Living Area
1st Floor Area	2,118 sqft
Basement Area	2,118 sqft
Unfinished Basement	2,118 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Area	1,925 sqft
Parking Spaces	6 Parking Spaces
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	16318 ROAD M
City	OTTAWA
State	OH
Zip	45875-9458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 6E 33 SECORPT W SE
Legal Range	6E
Legal Township	1N
Legal Section	33
Jurisdiction	PUTNAM OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2004
Census Tract	30600

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16318 ROAD M, OTTAWA, OH 45875-9458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU
Aug 11, 2008	Deed of Trust, Mortgage · Line of Credit SUPERIOR FCU
Oct 18, 2010	Deed of Trust, Mortgage SUPERIOR FCU
Apr 8, 2005	Deed of Trust, Mortgage · Line of Credit SKY BANK
Nov 30, 2010	Deed of Trust, Mortgage · Line of Credit SUPERIOR FCU
Feb 4, 2008	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR BANK FSB
Jul 7, 2020	Deed of Trust, Mortgage SUPERIOR CU INC
Nov 30, 2007	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR FCU
Mar 29, 2021	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU
Dec 3, 2024	Transfer on Death Deed, Transfer
Mar 29, 2021	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU
Jul 7, 2020	Deed of Trust, Mortgage SUPERIOR CU INC
May 26, 2006	Survivorship Deed, Transfer · Line of Credit SKY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2006 · Amount on Record
Deed Sale	May 26, 2006 · Amount on Record
Deed Document Number	20063030
Deed Book / Page	569 / 2406
Last Transfer Date	Dec 3, 2024
Transfer Doc	00770/2305
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16318 ROAD M, OTTAWA, OH 45875-9458
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00784/2120
Date	Mar 3, 2026
Book Page	784/2120
Instrument	202600000871

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Feb 17, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16318 ROAD M, OTTAWA, OH 45875-9458
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00594/2089
Date	Aug 11, 2008
Book Page	594/2089
Instrument	200800004567

Lender

Name	SUPERIOR FCU
Type	Credit Union
Address	LIMA, OH 45804

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Aug 10, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16318 ROAD M, OTTAWA, OH 45875-9458
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00619/1216
Date	Oct 18, 2010
Book Page	619/1216
Instrument	201000005050

Lender

Name	SUPERIOR FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	157 Months
Due	Nov 1, 2023

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16318 ROAD M, OTTAWA, OH 45875-9458
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00555/0270
Date	Apr 8, 2005
Book Page	555/0270
Instrument	200500001753

Lender

Name	SKY BANK
Type	Bank
Address	SALINEVILLE, OH 43945

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16318 ROAD M, OTTAWA, OH 45875-9458
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00621/0232
Date	Nov 30, 2010
Book Page	621/0232
Instrument	201000006081

Lender

Name	SUPERIOR FCU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 24, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16318 ROAD M, OTTAWA, OH 45875-9458
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00588/1138
Date	Feb 4, 2008
Book Page	588/1138
Instrument	200800000555

Lender

Name	SUPERIOR BANK FSB
Type	Subprime Lender
Address	LIMA, OH 45804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2023

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16318 ROAD M, OTTAWA, OH 45875-9458
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00722/1109
Date	Jul 7, 2020
Book Page	722/1109
Instrument	202000003126

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16318 ROAD M, OTTAWA, OH 45875-9458
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00586/2108
Date	Nov 30, 2007
Book Page	586/2108
Instrument	200700005814

Lender

Name	SUPERIOR FCU
Type	Credit Union
Address	SOUTH POINT, OH 45680

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2022

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16318 ROAD M, OTTAWA, OH 45875-9458
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000732/903
Date	Mar 29, 2021
Book Page	732/903
Instrument	202100001720

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 16, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PUTNAM OH
Recording Date	Dec 3, 2024
Property Address	16318 ROAD M, OTTAWA, OH 45875-9458
Document Number	00770/2305
Book / Page	770 / 2305
Instrument Date	Nov 18, 2024
Instrument	202400004238
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16318 ROAD M, OTTAWA, OH 45875-9458

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	16318 ROAD M, OTTAWA, OH 45875-9458

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16318 ROAD M, OTTAWA, OH 45875-9458
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	732/903
Date	Mar 29, 2021
Book Page	732/903
Instrument	202100001720

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 16, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16318 ROAD M, OTTAWA, OH 45875-9458
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	722/1109
Date	Jul 7, 2020
Book Page	722/1109
Instrument	202000003126

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

May 2006: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	PUTNAM OH
Recording Date	May 26, 2006
Property Address	16318 ROAD M, OTTAWA, OH 45875-9458
Document Number	00569/2406
Book / Page	569 / 2406
Instrument Date	May 26, 2006
Instrument	200600003030
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16318 ROAD M, OTTAWA, OH 45875-9458

Mortgage

Document Number	200600003032
Date	May 26, 2006
Instrument	200600003032

Lender

Name	SKY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Mortgage

Document Number	00569/2408
Date	May 26, 2006
Book Page	569/2408
Instrument	200600003031

Lender

Name	SKY BANK
Type	Bank
Address	SALINEVILLE, OH 43945

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Union Township
Unified School District	Kalida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,522.00 (-6.47%) Homeowner's exemption	$154,070 (+32.09%) Land $7,280 Building $146,790	$440,200 (-) Land $20,800 Building $419,400
2023	$4,835.00 (+18.24%) Homeowner's exemption Additional exemption filed	$116,640 (-) Land $5,670 Building $110,970	$440,200 (+32.09%) Land $20,800 Building $419,400
2022	$4,089.00 Homeowner's exemption	$116,640 Land $5,670 Building $110,970
2020			$333,260 Land $16,200 Building $317,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kalida Telephone Fiber	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link.

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