16812 20th Ave Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 16812 20th Ave Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,883 sqft · built 2000
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$260,719 (Jun 2017)
Tax Bill	$5,251 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`348501-2-297`

Property Details

APN / Parcel Number

Primary APN	`348501-2-297`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,883 sqft Living Area
Gross Area	2,320 sqft
1st Floor Area	723 sqft
Upper Floors Area	1,160 sqft
Basement Area	723 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2008
Architectural Style	Split Foyer
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	184 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	16812 20TH AVENUE CT E
City	SPANAWAY
State	WA
Zip	98387-7623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 27 TOWNSHIP 19 RANGE 03 QUARTER 41 DENNEY ADD L 43 & 44 B 8 APPROVED SUBD BY P CO PLANNING 10-13-98 OUT OF 228-6 SEG K-0383 JU 12/3/98JU
Legal Range	03
Legal Township	19
Legal Section	27
Legal Subdivision	DENNEY ADD
Legal Block	8
Legal Lot Number	43,44
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2003
Census Tract	71409

Owner

16812 20th Ave Ct E is owned and occupied by two individuals who bought it in June 2017.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16812 20TH AVENUE CT E, SPANAWAY, WA 98387-7623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · VA Mortgage EQUITY PRIME MORTGAGE LLC
Jun 10, 2019	Loan Modification, Mortgage · Conventional with PMI MONEY SOURCE
Jun 23, 2017	Warranty Deed, Transfer · VA Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2017 · Amount on File
Deed Sale	Jun 23, 2017 · Amount on File
Prior Sale	Aug 3, 2004 · Amount on File
Deed Document Number	20171161
Prior Transfer Date	Jul 23, 2004
Prior Transfer Doc	0000000053
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	16812 20TH AVENUE CT E, SPANAWAY, WA 98387-7623
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011190231
Date	Nov 19, 2021
Instrument	202111190231

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PIERCE WA
Property Address	16812 20TH AVENUE CT E, SPANAWAY, WA 98387-7623
Document Number	1908130194
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16812 20TH AVENUE CT E SPANAWAY WA 983877623, SPANAWAY, WA 98387-7623

Mortgage

Document Number	1908130194
Date	Aug 13, 2019
Instrument	201908130194

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 23, 2017
Property Address	16812 20TH AVENUE CT E, SPANAWAY, WA 98387-7623
Document Number	0006231161
Map Reference	VOL8 PG99
Instrument Date	Jun 21, 2017
Instrument	201706231161
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,645.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16812 20TH AVENUE CT E, SPANAWAY, WA 98387-7623

Mortgage

Document Number	0006231162
Date	Jun 23, 2017
Instrument	201706231162

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 16812 20th Ave Ct E was $5,251, up 4.2% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,251.00 (+4.21%)	$458,900 Land $162,400 Building $296,500	$458,900 Land $162,400 Building $296,500
2025	$5,039.00 (+5.99%)
2024	$4,754.00 (-2.3%)	$403,800 (-4.2%) Land $128,500 Building $275,300	$403,800 (-4.2%) Land $128,500 Building $275,300
2023	$4,866.00	$421,500 Land $128,500 Building $293,000	$421,500 Land $128,500 Building $293,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16812 20th Ave Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16812 20th Ave Ct E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve.

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