1682 W Temperance Rd, Temperance, MI 48182 Property Records

Monroe County property record for 1682 W Temperance Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	1.09 acres (47,480 sqft)
Owner	Company Name on Record
Last Sale	$20,000 (Jul 2014)
Tax Bill	$3,165 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-015-027-06`

Property Details

APN / Parcel Number

Primary APN	`02-015-027-06`

Exterior

Lot Area	47,480 sqft (1.09 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1682 W TEMPERANCE RD
City	TEMPERANCE
State	MI
Zip	48182-9444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PARCEL BEING PART OF THE S 1/2 OF THE SW 1/4 OF THE SW1/4 OF SEC 15, T8S R7E DES AS COM SW COR OF SEC 15; TH N 89 DEG 33'
Legal Range	07E
Legal Township	08S
Legal Section	15
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1006
Census Tract	833200

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1682 W TEMPERANCE RD, TEMPERANCE, MI 48182-9444
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF TOLEDO FCU
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF TOLEDO FCU
Feb 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jan 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2014 · Amount on Record
Deed Sale	Jul 8, 2014 · Amount on Record
Deed Document Number	201413171
Prior Transfer Date	Jul 7, 2014
Prior Transfer Doc	0000013171
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1682 W TEMPERANCE RD, TEMPERANCE, MI 48182-9444
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1682 W TEMPERANCE RD, TEMPERANCE, MI 48182-9444

Mortgage

Document Number	0000001210
Date	Jan 18, 2022
Instrument	2022R01210

Lender

Name	UNIVERSITY OF TOLEDO FCU
Type	Credit Union
Address	TOLEDO, OH 43615

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 17, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1682 W TEMPERANCE RD, TEMPERANCE, MI 48182-9444
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	MIDLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1682 W TEMPERANCE RD, TEMPERANCE, MI 48182-9444

Mortgage

Document Number	2021R08874
Date	Apr 7, 2021
Instrument	2021R08874

Lender

Name	UNIVERSITY OF TOLEDO FCU
Type	Credit Union
Address	TOLEDO, OH 43615

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1682 W TEMPERANCE RD, TEMPERANCE, MI 48182-9444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LOUISVILLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002477
Date	Feb 7, 2017
Instrument	2017R02477

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Jan 24, 2020
Property Address	1682 W TEMPERANCE RD, TEMPERANCE, MI 48182-9444
Document Number	0000001877
Instrument Date	Jan 16, 2020
Instrument	1877
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1682 W TEMPERANCE RD TEMPERANCE MI 481829444, TEMPERANCE, MI 48182-9444

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,400 (+24.29%) Land $148,400	$296,800 (+24.29%) Land $296,800
2025	$3,165.00 (+12.55%) Homeowner's exemption
2023	$2,812.00 Homeowner's exemption	$119,400	$238,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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