1616 W Temperance Rd, Temperance, MI 48182 Property Records

Monroe County property record for 1616 W Temperance Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,463 sqft · built 1887
Lot Size	1.69 acres (73,616 sqft)
Owner	2 Individual Names on File
Last Sale	$127,500 (Jan 2017)
Tax Bill	$2,230 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-015-027-10`

Property Details

APN / Parcel Number

Primary APN	`02-015-027-10`
Alternative APN	`02 015 027 00`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,463 sqft Living Area
Basement Area	416 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	73,616 sqft (1.69 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Utility Building	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	1616 W TEMPERANCE RD
City	TEMPERANCE
State	MI
Zip	48182-9470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 15 T8S R7E 1.69 ACRE COMM AT THE SW COR OF SEC 15 ALSO THE CENTERLINE OF JACKMAN & TEMPERANCE ROAD. TH N 89D 33M 40S EAST
Legal Range	07E
Legal Township	08S
Legal Section	15
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1006
Census Tract	833200

Owner

1616 W Temperance Rd is owned and occupied by two individuals who bought it in January 2017.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1616 W TEMPERANCE RD, TEMPERANCE, MI 48182-9470
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 21, 2018	Deed of Trust, Mortgage · Conventional with PMI NOIC INC
Jan 11, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Dec 8, 2016	Deed of Trust, Mortgage · Line of Credit MONROE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2017 · Amount on File
Deed Sale	Jan 11, 2017 · Amount on File
Prior Sale	May 7, 2015 · Amount on File
Deed Document Number	2017816
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1616 W TEMPERANCE RD, TEMPERANCE, MI 48182-9470
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	NOT AVAILABLE, LTM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 W TEMPERANCE RD, TEMPERANCE, MI 48182-9470

Mortgage

Document Number	2021R08232
Date	Mar 30, 2021
Instrument	2021R08232

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1616 W TEMPERANCE RD, TEMPERANCE, MI 48182-9470
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017702
Date	Oct 15, 2019
Instrument	2019R17702

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1616 W TEMPERANCE RD, TEMPERANCE, MI 48182-9470
Document Number	0000005630
Instrument Date	Mar 21, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1616 W TEMPERANCE RD TEMPERANCE MI 481829470, TEMPERANCE, MI 48182-9470

Mortgage

Document Number	0000005630
Date	Apr 5, 2018
Instrument	5630

Lender

Name	NOIC INC
Address	SYLVANIA, OH 43560

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2048

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jan 11, 2017
Property Address	1616 W TEMPERANCE RD, TEMPERANCE, MI 48182-9470
Document Number	0000000816
Instrument Date	Dec 8, 2016
Instrument	816
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$140.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1616 W TEMPERANCE RD TEMPERANCE MI 481829470, TEMPERANCE, MI 48182-9470

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1616 W TEMPERANCE RD, TEMPERANCE, MI 48182-9470
Document Number	0000000817
Instrument Date	Dec 8, 2016
Transaction Type	Mortgage
Record Updated	May 18, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1590 W SAMARIA RD TEMPERANCE MI 481822701, TEMPERANCE, MI 48182-2701

Mortgage

Document Number	0000000817
Date	Jan 11, 2017
Instrument	817

Lender

Name	MONROE BK
Type	Bank
Address	MONROE, MI 48161

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 10, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1616 W Temperance Rd was $2,230 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,400 Land $115,400	$230,800 Land $230,800
2025	$2,230.00 Homeowner's exemption
2023	$1,978.00 Homeowner's exemption	$91,400	$182,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1616 W Temperance Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1616 W Temperance Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Buckeye Cablesystem Cable	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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