Lake County property record for 16812 Caravaggio Loop, Montverde, FL 34756
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,175 sqft · built 2014 |
| Lot Size | 0.723 acres (31,499 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (May 2015) |
| Tax Bill | $11,823 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-22-26-0010-000-03000 |
| Primary APN | 23-22-26-0010-000-03000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,175 sqft Living Area |
| Gross Area | 4,884 sqft |
| 1st Floor Area | 2,496 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 31,499 sqft (0.723 acres) |
| Garage Type | Attached |
| Garage Area | 709 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3859228 |
|---|---|
| Street Address | 16812 CARAVAGGIO LOOP |
| City | MONTVERDE |
| State | FL |
| Zip | 34756-3715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | COLINA BAY PB 60 PG 34-38 LOT 30 ORB 4629 PG 2205 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 23 |
| Legal Subdivision | COLINA BAY |
| Legal Tract | A-G |
| Legal Lot Number | 30 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 31301 |
16812 Caravaggio Loop is owned and occupied by an individual who bought it in May 2015.
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16812 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2015 · Amount on File |
| Deed Sale | May 28, 2015 · Amount on File |
| Prior Sale | Jul 2, 2014 · Amount on File |
| Deed Document Number | 201556627 |
| Deed Book / Page | 4629 / 2205 |
| Prior Transfer Date | Sep 29, 2009 |
| Prior Transfer Doc | 0038250057 |
| Record Updated | Jun 8, 2026 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $877,250 (+2.9%) | $913,341 (-) Land $356,400 Building $556,941 | |
| 2025 | $852,531 Land $356,400 Building $496,131 | $913,341 Land $356,400 Building $556,941 | |
| 2024 | $11,823.00 (+6.3%) | ||
| 2023 | $11,122.00 (+16.11%) | $894,939 (+21.61%) | $894,939 (+21.61%) Land $356,400 Building $538,539 |
| 2022 | $9,579.00 | $735,939 | $735,939 Land $197,400 Building $538,539 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16812 Caravaggio Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 5 (2017–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16812 Caravaggio Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAS COLINAS WATER PLANT public/private · serves 260 people · EPA ID FL3354944 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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