16811 Caravaggio Loop, Montverde, FL 34756 Property Records

Lake County property record for 16811 Caravaggio Loop, Montverde, FL 34756

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,782 sqft · built 2014
Lot Size	0.631 acres (27,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$496,000 (Dec 2014)
Tax Bill	$8,471 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-22-26-0010-000-07100`

Property Details

APN / Parcel Number

Primary APN	`23-22-26-0010-000-07100`
Alternative APNs	`262223001000007100` `3859269`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,782 sqft Living Area
Gross Area	4,402 sqft
1st Floor Area	3,061 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Tile
Lot Area	27,500 sqft (0.631 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	545 sqft
Porch	Finished/Open Porch
Porch Area	471 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3859269
Street Address	16811 CARAVAGGIO LOOP
City	MONTVERDE
State	FL
Zip	34756-3720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COLINA BAY PB 60 PG 34-38 LOT 71 ORB 4562 PG 1830 ORB 5501 PG 1919
Legal Range	26E
Legal Township	22S
Legal Section	23
Legal Subdivision	COLINA BAY
Legal Tract	A-G
Legal Lot Number	71
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1071
Census Tract	31301

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16811 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FIN'L GRP INC
Jul 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2014 · Amount on Record
Deed Sale	Dec 15, 2014 · Amount on Record
Prior Sale	Aug 10, 2010 · Amount on Record
Deed Document Number	2014133904
Deed Book / Page	4562 / 1830
Prior Transfer Date	Aug 9, 2010
Prior Transfer Doc	0039361569
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16811 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3720
Document Number	0055160617
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4831 ABACO DR TAVARES FL 327784759, TAVARES, FL 32778-4759

Mortgage

Document Number	0055160617
Date	Aug 4, 2020
Book Page	005516/000617
Instrument	83344

Lender

Name	MORTGAGE FIN'L GRP INC
Type	Mortgage Company
Address	TAVARES, FL 32778

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Jul 10, 2020
Property Address	16811 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3720
Document Number	0055011919
Book / Page	5501 / 1919
Map Reference	MB 60 PG 34-38
Instrument Date	Jul 1, 2020
Instrument	2020073789
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	LP TITLE SERVICE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16811 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3720

Mortgage

Document Number	0055011920
Date	Jul 10, 2020
Instrument	5501/1920

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$661,010 (+2.9%)	$847,416 (-0.09%) Land $297,000 Building $550,416
2025		$642,390 (+5.99%) Land $297,000 Building $345,390	$848,166 (+1.83%) Land $297,000 Building $551,166
2024	$8,471.00 (+4.45%)
2023	$8,110.00 (+4.48%) Homeowner's exemption	$606,110 (+3%)	$832,940 (+19.04%) Land $297,000 Building $535,940
2022	$7,762.00 Homeowner's exemption	$588,460	$699,689 Land $164,500 Building $535,189

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLINA BAY public/private · serves 175 people · EPA ID FL3354969
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	LAS COLINAS WATER PLANT
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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