16808 Arena Dr, Ramona, CA 92065 Property Records

San Diego County property record for 16808 Arena Dr, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,916 sqft · built 1979
Lot Size0.405 acres (17,645 sqft)
Owner2 Individual Names on File
Last Sale$745,000 (Jul 2022)
Tax Bill$9,209 (2025)
Deeds & MortgagesJul 2022 Transfer
Jul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN288-422-31-00

Property Details

APN / Parcel Number

Primary APN288-422-31-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,916 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialWood Shingle
Lot Area17,645 sqft (0.405 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address16808 ARENA DR
CityRAMONA
StateCA
Zip92065-4113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 392 TR 007519
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007519
Legal Block3
Legal Lot Number392
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3004
Census Tract20810

Owner

16808 Arena Dr is owned and occupied by two individuals who bought it in July 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address16808 ARENA DR, RAMONA, CA 92065-4113
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2022Intrafamily Transfer, Transfer
LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Jul 13, 2022Grant Deed, Transfer · Conventional Mortgage
MERCHANTS HOME LENDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2022 · Amount on File
Deed SaleJul 13, 2022 · Amount on File
Prior SaleApr 10, 2001 · Amount on File
Deed Document Number2022288150
Prior Transfer DateNov 18, 2011
Prior Transfer Doc0000628924
Record UpdatedOct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJul 13, 2022
Property Address16808 ARENA DR, RAMONA, CA 92065-4113
Document Number0000288151
Map ReferenceMAP 7519
Instrument DateJul 1, 2022
Instrument2022-0288151
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16808 ARENA DR, RAMONA, CA 92065-4113

July 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 13, 2022
Property Address16808 ARENA DR, RAMONA, CA 92065-4113
Document Number0000288150
Map ReferenceMAP 7519
Instrument DateJun 17, 2022
Instrument2022-0288150
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address16808 ARENA DR, RAMONA, CA 92065-4113

Mortgage

Document Number0000288152
DateJul 13, 2022
Instrument2022-0288152
Lender
NameMERCHANTS HOME LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 16808 Arena Dr was $9,209.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$790,598 (+2%) Land $171,646 Building $618,952
2025$9,209.00$775,097 Land $168,281 Building $606,816
2023$8,236.00 (+301.36%)$703,000 Land $152,000 Building $551,000
2022$2,052.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16808 Arena Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1998–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16808 Arena Dr is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 52% of California
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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