16804 Arena Dr, Ramona, CA 92065 Property Records

San Diego County property record for 16804 Arena Dr, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,774 sqft · built 2000
Lot Size0.405 acres (17,645 sqft)
OwnerCompany Name on File
Last Sale$262,500 (Mar 2007)
Tax Bill$4,333 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN288-422-30-00

Property Details

APN / Parcel Number

Primary APN288-422-30-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,774 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area17,645 sqft (0.405 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address16804 ARENA DR
CityRAMONA
StateCA
Zip92065-4113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 391 TR 007519
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007519
Legal Block3
Legal Lot Number391
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3004
Census Tract20810

Owner

Source: San Diego County records · APN 288-422-30-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address16804 ARENA DR, RAMONA, CA 92065-4113
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 22, 2007 · Amount on Record
Deed SaleMar 22, 2007 · Amount on Record
Deed Document Number2007194153
Prior Transfer DateFeb 22, 2007
Prior Transfer Doc0000194152
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16804 ARENA DR, RAMONA, CA 92065-4113
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyCALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address16804 ARENA DR, RAMONA, CA 92065-4113

Mortgage

Document Number0000634559
DateOct 19, 2020
Instrument2020-0634559
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateNov 01, 2030
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change8%
Index1-Year LIBOR
Margin2
Max Rate8%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$320,110 (+2%) Land $52,927 Building $267,183
2025$4,333.00 (+8.19%)$313,835 (+4.04%) Land $51,890 Building $261,945
2023$4,005.00 (-3.38%)$301,650 Land $49,876 Building $251,774
2022$4,145.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1998–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2023, other causes, Tropical Storm Hilary

Wildfire

Wildfire RiskHigh
above 77% of the US · above 53% of California
Wildfire LikelihoodAbout 1 in 200 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 238 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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