16805 Gratiot Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 16805 Gratiot Rd, Hemlock, MI 48626

Property Summary

Property Type	Commercial
Details	10,912 sqft · built 1965
Lot Size	1.51 acres (65,993 sqft)
Owner	Company Name on Record
Last Sale	$655,000 (Jan 2023)
Tax Bill	$8,849 (2025)
Deeds & Mortgages	Jan 2023 Sale & Line of Credit Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-28-3003-000`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-28-3003-000`

Interior

Units	12 Units
Stories	2 Stories
Building Area	10,912 sqft Total Area
1st Floor Area	2,728 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Multi-Family
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	65,993 sqft (1.51 acres)
Lot Dimensions	167 ft deep x 330 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	16805 GRATIOT RD
City	HEMLOCK
State	MI
Zip	48626-9602
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R-2
Legal Description	COM AT NE COR OF NW 1/4 OF SW 1/4 TH S 200.21 FT TH W 321.25 FT TH N 200 FT TO E&W 1/4 LINE TH E ON SAID LINE 330.46 FT TO
Legal Range	02E
Legal Township	12N
Legal Section	28
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2025
Census Tract	12100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 38, UNION LAKE, MI 48387-0038
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Warranty Deed, Transfer · Line of Credit THUMB BANK & TRUST
Jan 25, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2023 · Amount on Record
Deed Sale	Jan 10, 2023 · Amount on Record
Prior Sale	May 15, 2012 · Amount on Record
Deed Document Number	2023553
Prior Transfer Date	Dec 28, 2021
Prior Transfer Doc	0000002370
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 10, 2023
Property Address	16805 GRATIOT RD, HEMLOCK, MI 48626-9602
Document Number	0000000553
Instrument Date	Jan 6, 2023
Instrument	2023000553
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	FIRST AMERICAN, FATIC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3766 NUGGET CREEK CT, SAGINAW, MI 48603-1284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 38, UNION LAKE, MI 48387-0038

Mortgage

Document Number	0000000554
Date	Jan 10, 2023
Instrument	2023000554

Lender

Name	THUMB BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 25, 2022
Property Address	16805 GRATIOT RD, HEMLOCK, MI 48626-9602
Document Number	0000002370
Instrument Date	Dec 28, 2021
Instrument	2022002370
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5457, SAGINAW, MI 48603-0457

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5457, SAGINAW, MI 48603-0457

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,800 (+45.99%)	$407,600 (+45.99%)
2025	$8,849.00 (+2.69%)
2023		$139,600 (-10.17%)	$279,200 (-10.17%)
2022	$8,617.00 (+2.96%)	$155,400	$310,800
2021	$8,369.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEMLOCK/RICHLAND TOWNSHIP serves 1,632 people · EPA ID MI0003110
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
LakeNet Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CMS Internet.

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