16737 Gratiot Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 16737 Gratiot Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,696 sqft · built 1980
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Company Names on Record
Last Sale	$258,000 (Feb 2025)
Tax Bill	$3,041 (2025)
Deeds & Mortgages	Sep 2026 Transfer Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-28-3014-000`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-28-3014-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,696 sqft Living Area
1st Floor Area	1,696 sqft
Basement Area	1,384 sqft
Unfinished Basement	1,384 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	82,764 sqft (1.9 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	32 sqft
Deck Area	Deck Area
Patio Area	300 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	16737 GRATIOT RD
City	HEMLOCK
State	MI
Zip	48626-8618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-3
Legal Description	E 100 FT OF W 310 FT OF THAT PART OF NE 1/4 OF SW 1/4 LYING N OF C&O R. R.R/W 1.9 ACRES SEC 28 T12N R2E
Legal Range	02E
Legal Township	12N
Legal Section	28
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2025
Census Tract	12100

Owner

Source: Saginaw County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	16737 GRATIOT RD, HEMLOCK, MI 48626-8618
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 30, 2025	Quit Claim Deed, Transfer · Conventional Mortgage NEXT DOOR LENDING LLC
Feb 29, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2025 · Amount on Record
Deed Sale	Feb 14, 2025 · Amount on Record
Prior Sale	Jun 21, 2013 · Amount on Record
Deed Document Number	20252866
Last Transfer Date	Sep 2, 2026
Transfer Doc	0000023300
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 14, 2026
Property Address	16737 GRATIOT RD, HEMLOCK, MI 48626-8618
Document Number	0000023300
Instrument Date	Sep 2, 2026
Instrument	202623300
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16737 GRATIOT RD, HEMLOCK, MI 48626-8618
Investor	Possibly a Property Investor

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 30, 2025
Property Address	16737 GRATIOT RD, HEMLOCK, MI 48626-8618
Document Number	0000023142
Instrument Date	Sep 3, 2025
Instrument	2025023142
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16737 GRATIOT RD, HEMLOCK, MI 48626-8618

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16737 GRATIOT RD, HEMLOCK, MI 48626-8618

Mortgage

Document Number	0000023141
Date	Sep 30, 2025
Instrument	2025023141

Lender

Name	NEXT DOOR LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 29, 2024
Property Address	16737 GRATIOT RD, HEMLOCK, MI 48626-8618
Document Number	0000003636
Instrument Date	Feb 29, 2024
Instrument	2024003636
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16737 GRATIOT RD, HEMLOCK, MI 48626-8618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2517 AVON ST, SAGINAW, MI 48602-3819

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,200 (+9.68%)	$224,400 (+9.68%)
2025	$3,041.00 (+3.82%) Homeowner's exemption	$102,300 (+17.32%)	$204,600 (+17.32%)
2024	$2,929.00 (+14.1%)
2023		$87,200	$174,400
2022	$2,567.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEMLOCK/RICHLAND TOWNSHIP serves 1,632 people · EPA ID MI0003110
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
LakeNet Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CMS Internet.

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