16801 Cactus St, Hesperia, CA 92345 Property Records

San Bernardino County property record for 16801 Cactus St, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,022 sqft · built 2005
Lot Size	0.413 acres (18,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Sep 2005)
Tax Bill	$5,258 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0412-201-54-0000`

Property Details

APN / Parcel Number

Primary APN	`0412-201-54-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,022 sqft Living Area
Gross Area	2,772 sqft
1st Floor Area	2,022 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	18,007 sqft (0.413 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio/Porch
Porch Area	402 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	16801 CACTUS ST
City	HESPERIA
State	CA
Zip	92345-6822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL MAP 16620 PARCEL 2 BOOK 207 PAGE 20
Legal Subdivision	PARCEL MAP 16620
Legal Block	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1020
Census Tract	10032

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16801 CACTUS ST, HESPERIA, CA 92345-6822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Aug 30, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2005 · Amount on Record
Deed Sale	Sep 29, 2005 · Amount on Record
Deed Document Number	2005729762
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	16801 CACTUS ST, HESPERIA, CA 92345-6822
Document Number	0000281433
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Sep 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16801 CACTUS ST HESPERIA CA 923456822, HESPERIA, CA 92345-6822

Mortgage

Document Number	0000281433
Date	Aug 12, 2020
Instrument	281433

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	16801 CACTUS ST, HESPERIA, CA 92345-6822
Document Number	0000334144
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	SPL TITLE SERVICES, SPL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16801 CACTUS ST HESPERIA CA 923456822, HESPERIA, CA 92345-6822

Mortgage

Document Number	0000334144
Date	Sep 10, 2018
Instrument	334144

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$480,000 (-) Land $96,000 Building $384,000
2025	$5,258.00 (+7.35%) Homeowner's exemption	$480,000 (+7.87%) Land $96,000 Building $384,000
2023	$4,898.00 (+1.07%) Homeowner's exemption	$445,000 Land $89,000 Building $356,000
2022	$4,846.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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