1593 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 1593 E Smith Rd, Bellingham, WA 98226 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,284 sqft · built 2005
Lot Size4.82 acres (209,959 sqft)
Owner2 Company Names on File
Tax Bill$12,752 (2025)
Deeds & MortgagesMar 2024 Transfer
Aug 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN390334-380493-0000

Property Details

APN / Parcel Number

Primary APN390334-380493-0000
Alternative APNs
  • 105560
  • 217798

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area4,284 sqft Living Area
Gross Area5,388 sqft
1st Floor Area2,853 sqft
FlooringCarpet
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area209,959 sqft (4.82 acres)
Garage TypeAttached
Garage Area1,104 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchWood Porch
Porch Area971 sqft
Deck Area96 sqft
Patio Area1,396 sqft
Balcony Area96 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number105560
Street Address1593 E SMITH RD
CityBELLINGHAM
StateWA
Zip98226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 1/2 NE NW NE-LESS RD
Legal Range03
Legal Township39
Legal Section34
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group2
Census Block2005
Census Tract101

Owner

Source: Whatcom County records · APN 390334-380493-0000

Assessment roll updated December 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1901 CORNWALL AVE, BELLINGHAM, WA 98225-3659
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2024Intrafamily Transfer, Transfer
Aug 21, 2023Deed of Trust, Mortgage · ARM
BOEING EMPLOYEES CU
Jan 04, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MTG
Sep 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateFeb 27, 2024
Transfer Doc0000000080
Record UpdatedSep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWHATCOM WA
Recording DateMar 01, 2024
Property Address1593 E SMITH RD, BELLINGHAM, WA 98226
Document Number0000300080
Instrument DateFeb 27, 2024
Instrument2024-0300080
Transaction TypeTransfer
Record UpdatedMar 11, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1901 CORNWALL AVE # 793, 793, BELLINGHAM, WA 98225-3659

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address1593 E SMITH RD, BELLINGHAM, WA 98226
Transaction TypeMortgage
Record UpdatedAug 30, 2023
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000801501
DateAug 21, 2023
Instrument2023-0801501
Lender
NameBOEING EMPLOYEES CU
TypeCredit Union
AddressRUFUS, OR 97050
Agreement
TypeARM
AmountAmount Recorded
Term300 Months
DueAug 14, 2048
Interest
Rate TypeAdjustable Rate
Change Frequency10 Years
IndexFHLBNY's 5-Year Index

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address1593 E SMITH RD, BELLINGHAM, WA 98226
Document Number2210101393
Instrument DateJan 04, 2021
Transaction TypeMortgage
Record UpdatedJan 21, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1593 E SMITH RD BELLINGHAM WA 98226, BELLINGHAM, WA 98226

Mortgage

Document Number2210101393
DateJan 11, 2021
Instrument101393
Lender
NameFINANCE OF AMERICA MTG
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 10, 2051

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address1593 E SMITH RD, BELLINGHAM, WA 98226
Document Number2181202108
Instrument DateSep 17, 2018
Transaction TypeMortgage
Record UpdatedJan 13, 2020
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1593 E SMITH RD BELLINGHAM WA 98226, BELLINGHAM, WA 98226

Mortgage

Document Number2181202108
DateDec 21, 2018
Instrument1202108
Lender
NameWHATCOM EDUCATIONAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98227-9750
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 20, 2033

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMeridian School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,752.00 (+40.02%)$1,421,228 (+7.84%) Land $300,569 Building $1,120,659$1,421,228 (+7.84%) Land $300,569 Building $1,120,659
2022$1,317,851 Land $366,277 Building $951,574$1,317,851 Land $366,277 Building $951,574
2021$9,107.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 16% of Washington
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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