1680 Chatham Dr, Troy, MI 48084 Property Records

Oakland County property record for 1680 Chatham Dr, Troy, MI 48084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,848 sqft · built 1978
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Mar 2021)
Tax Bill	$7,770 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-20-130-007`

Property Details

APN / Parcel Number

Primary APN	`88-20-20-130-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,848 sqft Living Area
1st Floor Area	1,623 sqft
Basement Area	1,609 sqft
Unfinished Basement	1,623 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Area	499 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	77 sqft
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1680 CHATHAM DR
City	TROY
State	MI
Zip	48084-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 20 TROY ESTATES SUB NO 4 LOT 467
Legal Range	11E
Legal Township	2N
Legal Section	20
Legal Subdivision	TROY ESTATES SUB #4
Legal Lot Number	467
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1002
Census Tract	196800

Owner

1680 Chatham Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1680 CHATHAM DR, TROY, MI 48084-1411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 1, 2021	Warranty Deed, Transfer CROSSROADS TITLE
Nov 4, 2019	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2021 · Amount on File
Deed Sale	Mar 1, 2021 · Amount on File
Prior Sale	Nov 4, 2019 · Amount on File
Deed Document Number	202153136
Deed Book / Page	55790 / 872
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1680 CHATHAM DR, TROY, MI 48084-1411
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 S WILSON AVE, ROYAL OAK, MI 48067-5017

Mortgage

Document Number	0000047376
Date	Feb 22, 2021
Book Page	55752/879
Instrument	47376

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 1, 2021
Property Address	1680 CHATHAM DR, TROY, MI 48084-1411
Document Number	0000053136
Book / Page	55790 / 872
Map Reference	LB 155 PG 19-22
Instrument Date	Feb 12, 2021
Instrument	53136
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Tax	$4,171.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1680 CHATHAM DR, 1680, TROY, MI 48084-1411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1680 CHATHAM DR, TROY, MI 48084-1411

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 4, 2019
Property Address	1680 CHATHAM DR, TROY, MI 48084-1411
Document Number	0000183739
Book / Page	53460 / 00764
Map Reference	LB 155 PG 19-22
Instrument Date	Oct 3, 2019
Instrument	183739
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,913.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1680 CHATHAM DR, 1680, TROY, MI 48084-1411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1680 CHATHAM DR, TROY, MI 48084-1411

Mortgage

Document Number	5346000766
Date	Nov 4, 2019
Instrument	53460/00766

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 1680 Chatham Dr was $7,770 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,770.00
2023			$474,240
2022	$8,225.00	$237,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1680 Chatham Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Aug 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1680 Chatham Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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