1700 Chatham Dr, Troy, MI 48084 Property Records

Oakland County property record for 1700 Chatham Dr, Troy, MI 48084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,473 sqft · built 1978
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$373,000 (Jun 2014)
Tax Bill	$6,478 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-20-20-130-003`

Property Details

APN / Parcel Number

Primary APN	`88-20-20-130-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,473 sqft Living Area
1st Floor Area	1,393 sqft
Basement Area	1,393 sqft
Finished Basement	1,393 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Area	457 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	127 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1700 CHATHAM DR
City	TROY
State	MI
Zip	48084-1481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 20 TROY ESTATES SUB NO 4 LOT 463
Legal Range	11E
Legal Township	2N
Legal Section	20
Legal Subdivision	TROY ESTATES SUB #4
Legal Lot Number	463
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1002
Census Tract	196800

Owner

1700 Chatham Dr is owned and occupied by two individuals who bought it in June 2014.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1700 CHATHAM DR, TROY, MI 48084-1481
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST INDEPENDENCE BANK
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2014 · Amount on File
Deed Sale	Jun 19, 2014 · Amount on File
Prior Sale	Nov 19, 2009 · Amount on File
Deed Document Number	2014116327
Deed Book / Page	47141 / 369
Prior Transfer Date	Jan 22, 2011
Prior Transfer Doc	0000021950
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1700 CHATHAM DR, TROY, MI 48084-1481
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000147571
Date	Sep 10, 2019
Book Page	53235/00264
Instrument	147571

Lender

Name	FIRST INDEPENDENCE BANK
Type	Bank
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2039

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1700 CHATHAM DR, TROY, MI 48084-1481
Document Number	0000090896
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1700 CHATHAM DR TROY MI 480841481, TROY, MI 48084-1481

Mortgage

Document Number	0000090896
Date	May 11, 2020
Book Page	054187/000461
Instrument	90896

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 10, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1700 Chatham Dr was $6,478 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,478.00
2023			$434,360
2022	$6,634.00	$217,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1700 Chatham Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Aug 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1700 Chatham Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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