168 Whispering Dr, Harmony, NC 28634 Property Records

Iredell County property record for 168 Whispering Dr, Harmony, NC 28634

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,064 sqft · built 1999
Lot Size	1.36 acres (59,242 sqft)
Owner	Individual Name on Record
Last Sale	$27,500 (Oct 2018)
Tax Bill	$304 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4863-51-3369.000`

Property Details

APN / Parcel Number

Primary APN	`4863-51-3369.000`
Alternative APN	`80057794`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,064 sqft Heated Area
Gross Area	1,568 sqft
1st Floor Area	1,064 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,242 sqft (1.36 acres)
Lot Width	36 ft Width

Exterior Amenities

Porch	Patio
Porch Area	120 sqft
Deck Area	384 sqft
Patio Area	384 sqft
Storage Building	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80057794
Street Address	168 WHISPERING DR
City	HARMONY
State	NC
Zip	28634-9343
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RA
Legal Description	L24-CHESHIRE RIDGE-PH3-PB-31-137
Legal Subdivision	CHESHIRE RIDGE
Legal Block	51
Legal Lot Number	24
Jurisdiction	IREDELL NC
Township / Civil Division	UNION GROVE
Census Block Group	1
Census Block	1051
Census Tract	60801

Owner

Source: Iredell County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	168 WHISPERING DR, HARMONY, NC 28634-9343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2018 · Amount on Record
Deed Sale	Oct 16, 2018 · Amount on Record
Prior Sale	Sep 10, 1999 · Amount on Record
Deed Book / Page	2583 / 2413
Record Updated	Jun 8, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Oct 16, 2018
Property Address	168 WHISPERING DR, HARMONY, NC 28634-9343
Document Number	25832413
Book / Page	002583 / 002413
Instrument Date	Oct 12, 2018
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 WHISPERING DR HARMONY NC 286349343, HARMONY, NC 28634-9343

Mortgage

Document Number	25832416
Date	Oct 16, 2018
Book Page	002583/002416

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Amount	Amount Recorded
Term	276 Months
Due	Oct 15, 2041

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$304.00	$41,440 (-) Land $26,000 Building $15,440	$41,440 (-) Land $26,000 Building $15,440
2023	$304.00 (+35.71%)	$41,440 (+54.4%) Land $26,000 Building $15,440	$41,440 (+54.4%) Land $26,000 Building $15,440
2022	$224.00	$26,840 Land $16,250 Building $10,590	$26,840 Land $16,250 Building $10,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whispering Dr

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