164 Whispering Dr, Harmony, NC 28634 Property Records

Iredell County property record for 164 Whispering Dr, Harmony, NC 28634

Property Summary

Property Type	Mobile Home
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Sep 2025)
Tax Bill	$94 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4863-51-3292.000`

Property Details

APN / Parcel Number

Primary APN	`4863-51-3292.000`
Alternative APN	`80059068`

Exterior

Architectural Style	Mobile/Manufactured
Lot Area	44,431 sqft (1.02 acres)
Lot Width	124 ft Width

Location & Zoning

Account Number	80059068
Street Address	164 WHISPERING DR
City	HARMONY
State	NC
Zip	28634-9343
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RA
Legal Description	L23-CHESHIRE RIDGE-PH3-PB-31-137
Legal Subdivision	CHESHIRE RIDGE
Legal Block	51
Legal Lot Number	23
Jurisdiction	IREDELL NC
Township / Civil Division	UNION GROVE
Census Block Group	1
Census Block	1051
Census Tract	60801

Owner

Source: Iredell County records · APN 4863-51-3292.000

Assessment roll updated April 7, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	138 REDEEMED LN, HARMONY, NC 28634-9211
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage TRULIANT FCU
Sep 25, 2025	Warranty Deed, Transfer TRULIANT FCU
Dec 04, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	Jan 07, 2013 · Amount on Record
Deed Book / Page	3164 / 1431
Prior Transfer Date	Sep 13, 2018
Prior Transfer Doc	2592458
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	164 WHISPERING DR, HARMONY, NC 28634-9343
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000318344
Date	Dec 17, 2025
Book Page	3183/44

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	3200 TRULIANT WAY, WINSTON SALEM, NC 27103

Agreement

Amount	Amount Recorded
Term	142 Months
Due	Oct 09, 2037

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Sep 25, 2025
Property Address	164 WHISPERING DR, HARMONY, NC 28634-9343
Document Number	0031641431
Book / Page	3164 / 1431
Map Reference	MB 31 PG 136
Instrument Date	Sep 23, 2025
Transaction Type	Transfer
Record Updated	Oct 07, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	143 WHISPERING DR, HARMONY, NC 28634-9343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 REDEEMED LN, HARMONY, NC 28634-9211

Mortgage

Document Number	0031641433
Date	Sep 25, 2025
Instrument	3164/1433

Lender

Name	TRULIANT FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	145 Months
Due	Oct 09, 2037

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IREDELL NC
Recording Date	Dec 04, 2018
Property Address	164 WHISPERING DR, HARMONY, NC 28634-9343
Document Number	2592458
Book / Page	002592 / 000458
Instrument Date	Sep 13, 2018
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 WHISPERING DR HARMONY NC 286349343, HARMONY, NC 28634-9343

Tax Assessment & Valuation

Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$94.00	$16,000 (-) Land $16,000	$16,000 (-) Land $16,000
2024	$94.00	$16,000 (-) Land $16,000	$16,000 (-) Land $16,000
2023	$94.00 (+51.61%)	$16,000 (+6%) Land $16,000	$16,000 (+6%) Land $16,000
2022	$62.00	$10,000 Land $10,000	$10,000 Land $10,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 27, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Yadkin Valley Telephone Membership Fiber	6,000 / 6,000

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 31 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whispering Dr

Nearby Streets

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