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168 Uruguay Dr, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 168 Uruguay Dr, Punta Gorda, FL 33983 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,110 sqft · built 1990
Lot Size0.22 acres (9,599 sqft)
Owner2 Owner Names on File
Last Sale$90,000 (Apr 1998)
Tax Bill$1,267 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN40-23-05-154-003

Property Details

APN / Parcel Number

Primary APN40-23-05-154-003
Alternative APNs
  • 0095262-109730-9
  • 10004608051

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,110 sqft Living Area
Gross Area2,888 sqft
1st Floor Area2,110 sqft

Exterior

Year BuiltBuilt 1990
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area9,599 sqft (0.22 acres)
Garage TypeFinished
Garage Area569 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area209 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004608051
Old Parcel Number00952621097309
Street Address168 URUGUAY DR
CityPUNTA GORDA
StateFL
Zip33983-5233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPGI 020 0612 0023 PUNTA GORDA ISLES SEC20 BLK612 LT23 817/1037 1016/1835 A/D1170/868 1402/1669 1605/1908
Legal Range23E
Legal Township40S
Legal Section05
Legal SubdivisionPUNTA GORDA ISLES
Legal Block612
Legal Lot Number23
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group3
Census Block3005
Census Tract20103

Owner

Source: Charlotte County records · APN 40-23-05-154-003

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address168 URUGUAY DR, PUNTA GORDA, FL 33983-5233
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 17, 1998 · Amount on Record
Deed SaleApr 17, 1998 · Amount on Record
Prior SaleMay 17, 1995
Deed Document Number0160501908
Deed Book / Page01605 / 01908
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address168 URUGUAY DR, PUNTA GORDA, FL 33983-5233
Transaction TypeMortgage
Record UpdatedOct 13, 2021
Title CompanyWATSON TITLE SERVICES INC, WATSON TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address168 URUGUAY DR, PUNTA GORDA, FL 33983-5233

Mortgage

Document Number0048491395
DateSep 29, 2021
Book Page4849/1395
Instrument3003538
Lender
NameCHRISTENSEN FINANCIAL INC
TypeFunding / Finance Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,267.00 (-38.55%) Homeowner's exemption Disabled Person's exemption$128,993 (+7.02%)$259,372 (+4.27%) Land $45,000 Building $214,372
2023$2,062.00 (+5.96%) Homeowner's exemption Disabled Person's exemption$120,528 (+2%)$248,760 (-4.51%) Land $38,000 Building $210,760
2022$1,946.00 Homeowner's exemption Disabled Person's exemption$118,162$260,509 Land $27,200 Building $233,309

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150201033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 80 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies80 in force
Nearby Flood Claims6 (1995–2022)
Claims Outside the SFHA5 of 6
Most Recent ClaimSep 2022, rainfall accumulation, Hurricane Ian

Wildfire

Wildfire RiskLow
above 38% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,449 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ripple FiberFiber2,000 / 2,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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