Charlotte County property record for 157 Uruguay Dr, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,014 sqft · built 1990 |
| Lot Size | 0.22 acres (9,599 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,882 (2025) |
| Deeds & Mortgages | Oct 2017 Line of Credit Oct 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 402305153001 |
| Primary APN | 402305153001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,014 sqft Living Area |
| Gross Area | 2,865 sqft |
| 1st Floor Area | 2,014 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 9,599 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 438 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 276 sqft |
| Porch | Enclosed/Screened Porch |
| Porch Area | 412 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952621095908 |
|---|---|
| Street Address | 157 URUGUAY DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-5234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PUNTA GORDA ISLES SEC20 BLK612 LT 9 837/1662 906/657 906/658 1065/905 1068/906 3389/1033 4245/370 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 05 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 612 |
| Legal Lot Number | 9 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 20103 |
Source: Charlotte County assessment roll, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 157 URUGUAY DR, PUNTA GORDA, FL 33983-5234 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 27, 2017 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Oct 13, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 12, 2017 |
| Transfer Doc | 0042450370 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 157 URUGUAY DR, PUNTA GORDA, FL 33983-5234 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042490358 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 4249/0358 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Oct 13, 2017 |
| Property Address | 157 URUGUAY DR, PUNTA GORDA, FL 33983-5234 |
| Document Number | 0042450370 |
| Book / Page | 004245 / 000370 |
| Instrument Date | Oct 12, 2017 |
| Instrument | 2558106 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2017 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 157 URUGUAY DR PUNTA GORDA FL 339835234, PUNTA GORDA, FL 33983-5234 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,882.00 (-31.11%) Homeowner's exemption Widower's exemption | $169,810 (+5.99%) | $314,782 (+3.58%) Land $38,250 Building $276,532 |
| 2024 | $2,732.00 (+1.6%) | ||
| 2023 | $2,689.00 (+5.82%) Homeowner's exemption Widower's exemption | $160,217 (+3%) | $303,897 (+3.06%) Land $38,000 Building $265,897 |
| 2022 | $2,541.00 Homeowner's exemption Widower's exemption | $155,550 | $294,868 Land $27,200 Building $267,668 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 80 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 6 (1995–2022) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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