168 Harbor Cir, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 168 Harbor Cir, Alligator Point, FL 32346 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 2015
Square Footage	1,008 sqft Heated Area
Lot Size	9,191 sqft (0.21 acres)
Last Sale	$325,000 (2024)
Tax Bill	$2,820.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-07S-01W-1013-0000-0440`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,008 sqft Heated Area
Gross Area	1,392 sqft Gross Area
Stories	1 Stories
Interior Structure	Custom/Decorative Interior Structure

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2015
Exterior Material	Wood Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	9,191 sqft (0.21 acres)
Depth X Width	115 ft x 80 ft Depth x Width

Exterior Amenities

Deck Area	40 sqft Deck
Porch	Open Porch
Porch Area	288 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	168 HARBOR CIR
City	ALLIGATOR POINT
State	FL
Zip	32346-5130
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	UNIT 3 LOT 44 ALLIGATOR HARBOR ORB 190 PAGE 250 694/695 743/629 769/206 1233/595 1241/382 1343/429 1392/500
Legal Range	01W
Legal Township	07S
Legal Section	06
Legal Subdivision	ALLIGATOR HARBOR
Legal Lot Number	44
Legal Unit	3
Jurisdiction	FRANKLIN FL
Minor Civil Division	CARRABELLE
Census Blockgroup	2
Census Block	2006
Census Tract	970102

Owner

Source: Franklin County records · APN 06-07S-01W-1013-0000-0440

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	376 MAIN ST N, SEARSMONT, ME 04973-3414
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 09, 2022	Warranty Deed, Transfer · Seller Take-Back SHAUN G DRIGGERS ETUX
May 15, 2019	Special Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Jan 15, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 24, 2024 · Amount on Record
Deed Sale	May 24, 2024 · Amount on Record
Prior Sale	Aug 09, 2022 · Amount on Record
Deed Doc Number	202419002507
Deed Book / Page	1392 / 500
Record Refreshed	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Aug 09, 2022
Property Address	168 HARBOR CIR, ALLIGATOR POINT, FL 32346-5130
Document Number	0019004695
Book / Page	1343 / 429
Map Reference	MB 4 PG 16
Instrument Date	Jul 18, 2022
Instrument	202219004695
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	WAKULLA TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	703 30TH ST, 703, PHENIX CITY, AL 36867-3330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 W TUSCOLA ST, FRANKENMUTH, MI 48734-9202

Mortgage

Document Number	0000000430
Date	Aug 09, 2022
Instrument	1343/430

Lender

Name	SHAUN G DRIGGERS ETUX
Type	Seller

Agreement

Type	Seller Take-Back
Amount	Amount Recorded
Term	11 Months
Due	Jul 12, 2023

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	May 15, 2019
Property Address	168 HARBOR CIR, ALLIGATOR POINT, FL 32346-5130
Document Number	0019002141
Book / Page	1241 / 382
Map Reference	MB 4 PG 16
Instrument Date	Apr 26, 2019
Instrument	201919002141
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	BUYERS TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,119.30
Amount Accuracy	Rounded Values by County
Additional	Notice of Foreclosure Sale Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 30TH ST, PHENIX CITY, AL 36867-3330

Mortgage

Document Number	0000000384
Date	May 15, 2019
Instrument	1241/384

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jan 15, 2019
Property Address	168 HARBOR CIR, ALLIGATOR POINT, FL 32346-5130
Document Number	0019000183
Book / Page	001233 / 000595
Instrument Date	Jan 03, 2019
Instrument	19000183
Transaction Type	Foreclosure
Record Updated	Feb 08, 2019

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	168 HARBOR CIR ALLIGATOR POINT FL 323465130, ALLIGATOR POINT, FL 32346-5130

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,820.00 (+37.29%)	$259,813 (+33.2%) Land $46,000 Building $213,813	$259,813 (+33.2%) Land $46,000 Building $213,813
2024	$2,054.00 (+9.37%)	$195,055 (+22.48%) Land $64,400 Building $130,655	$195,055 (+22.48%) Land $64,400 Building $130,655
2023	$1,878.00 (+28.37%)	$159,253 (+20.56%) Land $55,200 Building $104,053	$159,253 (+20.56%) Land $55,200 Building $104,053
2022	$1,463.00	$132,099 Land $55,200 Building $76,899	$132,099 Land $55,200 Building $76,899

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	17.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

168 Harbor Cir, Alligator Point (Panacea), FL 32346 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2019: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2019: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Harbor Cir

Nearby Streets

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