164 Harbor Cir, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 164 Harbor Cir, Alligator Point, FL 32346 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1970
Square Footage	857 sqft Heated Area
Lot Size	9,801 sqft (0.225 acres)
Occupancy	Owner Occupied
Last Sale	$140,000 (2015)
Tax Bill	$612.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-07S-01W-1013-0000-0460`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	857 sqft Heated Area
Gross Area	1,369 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1970
Exterior Material	Other Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	9,801 sqft (0.225 acres)
Depth X Width	151 ft x 65 ft Depth x Width
Patio Area	50 sqft Patio
Porch	Open Porch
Porch Area	512 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	164 HARBOR CIR
City	ALLIGATOR POINT
State	FL
Zip	32346-5130
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ALLIGATOR HARBOR UNIT 3 LOT 46 199/344 209/600 245/80 609/346 738/62 922/60 991/286 1001/420 1157/565
Legal Range	01W
Legal Township	07S
Legal Section	06
Legal Subdivision	ALLIGATOR HARBOR
Legal Lot Number	46
Legal Unit	3
Jurisdiction	FRANKLIN FL
Minor Civil Division	CARRABELLE
Census Blockgroup	2
Census Block	2006
Census Tract	970102

Owner

Source: Franklin County records · APN 06-07S-01W-1013-0000-0460

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	164 HARBOR CIR, ALLIGATOR POINT, FL 32346-5130
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 25, 2015 · Amount on Record
Deed Sale	Nov 25, 2015 · Amount on Record
Prior Sale	Dec 02, 2009 · Amount on Record
Deed Doc Number	201519005832
Deed Book / Page	1157 / 565
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$612.00 (+4.26%) Homeowner's exemption Additional exemption filed	$113,861 (+2.9%)	$215,024 (-8.87%) Land $49,075 Building $165,949
2024	$587.00 (+2.98%) Homeowner's exemption Additional exemption filed	$110,652 (+3%)	$235,949 (+27.68%) Land $68,705 Building $167,244
2023	$570.00 (+2.15%) Homeowner's exemption Additional exemption filed	$107,429 (+3%)	$184,800 (+4.87%) Land $58,890 Building $125,910
2022	$558.00 Homeowner's exemption Additional exemption filed	$104,300	$176,214 Land $58,890 Building $117,324

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	17.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.