Garrard County property record for 168 Estes Dr, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba |
| Lot Size | 0.361 acres (15,740 sqft) |
| Owner | Individual Name on File |
| Last Sale | $91,000 (Feb 2020) |
| Tax Bill | $1,059 (2025) |
| Deeds & Mortgages | Feb 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 35A-04-008 |
| Primary APN | 35A-04-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Exterior Material | Brick Veneer |
|---|---|
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,740 sqft (0.361 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 21839 |
|---|---|
| Street Address | 168 ESTES DR |
| City | LANCASTER |
| State | KY |
| Zip | 40444-9761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & LOT 18 ESTES SUB |
| Legal Subdivision | ESTES SUB |
| Legal Lot Number | 18 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 970300 |
168 Estes Dr is owned and occupied by an individual who bought it in February 2020.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 168 ESTES DR, LANCASTER, KY 40444-9761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2020 · Amount on File |
| Deed Sale | Feb 19, 2020 · Amount on File |
| Prior Sale | Apr 29, 2005 · Amount on File |
| Deed Document Number | 2020156129 |
| Deed Book / Page | 302 / 93 |
| Transfer Doc | 000255/762 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Feb 19, 2020 |
| Property Address | 168 ESTES DR, LANCASTER, KY 40444-9761 |
| Document Number | 000D302/93 |
| Book / Page | D302 / 93 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 156129 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $91.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 729 LAUREN DR, 729, NICHOLASVILLE, KY 40356-2657 |
| Name | Verified Name |
|---|---|
| Address | 168 ESTES DR, LANCASTER, KY 40444-9761 |
The 2025 property tax bill for 168 Estes Dr was $1,059, down 0.5% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,000 (-) Land $25,000 Building $75,000 | $100,000 (-) Land $25,000 Building $75,000 | |
| 2025 | $1,059.00 (-0.47%) | $100,000 (-) Land $25,000 Building $75,000 | $100,000 (-) Land $25,000 Building $75,000 |
| 2024 | $1,064.00 (+6.93%) | $100,000 (+9.89%) Land $25,000 Building $75,000 | $100,000 (+9.89%) Land $25,000 Building $75,000 |
| 2023 | $995.00 (-0.9%) | $91,000 (-) Land $21,000 Building $70,000 | $91,000 (-) Land $21,000 Building $70,000 |
| 2022 | $1,004.00 | $91,000 Land $21,000 Building $70,000 | $91,000 Land $21,000 Building $70,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 168 Estes Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 168 Estes Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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