Garrard County property record for 146 Estes Dr, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · built 1979 |
| Lot Size | 0.37 acres (16,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Oct 2022) |
| Tax Bill | $1,895 (2025) |
| Deeds & Mortgages | Aug 2022 Sale Dec 2021 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35A-04-007 |
| Primary APN | 35A-04-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,120 sqft (0.37 acres) |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 24463 |
|---|---|
| Street Address | 146 ESTES DR |
| City | LANCASTER |
| State | KY |
| Zip | 40444-9761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L ESTES DR |
| Legal Subdivision | ESTES SUB |
| Legal Lot Number | 16 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 970300 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 146 ESTES DR, LANCASTER, KY 40444-9761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2022 | Deed, Transfer |
| Dec 29, 2021 | Deed, Transfer |
| Nov 27, 2018 | Deed, Transfer |
| Aug 30, 2018 | Deed, Transfer |
| Jun 8, 2010 | Deed, Transfer |
| Apr 10, 2007 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2022 · Amount on Record |
| Deed Sale | Oct 25, 2022 · Amount on Record |
| Prior Sale | Aug 31, 2022 · Amount on Record |
| Deed Document Number | 2022172675 |
| Deed Book / Page | 318 / 532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Aug 31, 2022 |
| Property Address | 146 ESTES DR, LANCASTER, KY 40444-9761 |
| Document Number | 00D317/662 |
| Book / Page | D317 / 662 |
| Map Reference | PB 1 PG 40 |
| Instrument Date | Aug 24, 2022 |
| Instrument | 171570 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $179.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 146 ESTES DR, LANCASTER, KY 40444-9761 |
| Name | Verified Name |
|---|---|
| Address | 146 ESTES DR, LANCASTER, KY 40444-9761 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Dec 29, 2021 |
| Property Address | 146 ESTES DR, LANCASTER, KY 40444-9761 |
| Document Number | 00D313/616 |
| Book / Page | D313 / 616 |
| Map Reference | DB 40 PG 649 |
| Instrument Date | Dec 29, 2021 |
| Instrument | 166700 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $106.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 834 POLLYS BEND RD, LANCASTER, KY 40444-9039 |
| Name | Verified Name |
|---|---|
| Address | 146 ESTES DR, LANCASTER, KY 40444-9761 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Nov 27, 2018 |
| Property Address | 146 ESTES DR, LANCASTER, KY 40444-9761 |
| Document Number | 00D296/340 |
| Book / Page | D296 / 340 |
| Map Reference | DB 295 PG 226 |
| Instrument Date | Nov 26, 2018 |
| Instrument | 143012 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $110.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1847 DANVILLE RD, LANCASTER, KY 40444-9339 |
| Name | Verified Name |
|---|---|
| Address | 146 ESTES DR, LANCASTER, KY 40444-9761 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Aug 30, 2018 |
| Property Address | 146 ESTES DR, LANCASTER, KY 40444-9761 |
| Document Number | 00D295/226 |
| Book / Page | D295 / 226 |
| Map Reference | DB 291 PG 605 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 139825 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $64.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 944 KIRKSVILLE RD, LANCASTER, KY 40444-9714 |
| Name | Verified Name |
|---|---|
| Address | 1847 DANVILLE RD, LANCASTER, KY 40444-9339 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jun 8, 2010 |
| Property Address | 146 ESTES DR, LANCASTER, KY 40444-9761 |
| Document Number | 000258/799 |
| Book / Page | 258 / 799 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Apr 10, 2007 |
| Property Address | 146 ESTES DR, LANCASTER, KY 40444-9761 |
| Document Number | 000D244/44 |
| Book / Page | D244 / 44 |
| Instrument Date | Apr 10, 2007 |
| Instrument | 85858 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $87.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1895 FORK CHURCH RD, LANCASTER, KY 40444-7611 |
| Name | Verified Name |
|---|---|
| Address | 533 CONNS LN, LANCASTER, KY 40444-9706 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $178,900 (-) Land $25,000 Building $153,900 | $178,900 (-) Land $25,000 Building $153,900 | |
| 2025 | $1,895.00 (-0.47%) | $178,900 (-) Land $25,000 Building $153,900 | $178,900 (-) Land $25,000 Building $153,900 |
| 2024 | $1,904.00 (-2.71%) | $178,900 (-) Land $25,000 Building $153,900 | $178,900 (-) Land $25,000 Building $153,900 |
| 2023 | $1,957.00 | $178,900 Land $25,000 Building $153,900 | $178,900 Land $25,000 Building $153,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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