168 E Hamilton St, Oberlin, OH 44074 Property Records

Lorain County property record for 168 E Hamilton St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1949
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$172,900 (Apr 2026)
Tax Bill	$1,598 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-00-096-113-070`

Property Details

APN / Parcel Number

Primary APN	`09-00-096-113-070`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	270 ft deep x 70 ft wide
Garage Type	Detached
Porch	Porch
Deck Area	216 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	168 E HAMILTON ST
City	OBERLIN
State	OH
Zip	44074-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20010789846
Legal Subdivision	RUSSIA
Legal Block	113
Legal Lot Number	96
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	3
Census Block	3025
Census Tract	60100

Owner

Source: Lorain County assessment roll, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	168 E HAMILTON ST, OBERLIN, OH 44074-1704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Apr 27, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jun 29, 2021	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Aug 9, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Nov 13, 2001 · Amount on Record
Deed Document Number	202693315
Prior Transfer Date	Apr 20, 2026
Prior Transfer Doc	0000093315
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	168 E HAMILTON ST, OBERLIN, OH 44074-1704
Transaction Type	Mortgage
Record Updated	May 6, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000825753
Date	Jun 29, 2021
Instrument	2021-0825753

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Sep 1, 2048

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 27, 2026
Property Address	168 E HAMILTON ST, OBERLIN, OH 44074-1704
Document Number	0000093315
Instrument Date	Apr 20, 2026
Instrument	2026.93315
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	OS NATIONAL LLC, OS NATIONAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$69,851.60
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 E HAMILTON ST, OBERLIN, OH 44074-1704
Investor	Possibly a Property Investor

Mortgage

Document Number	0000093316,
Date	Apr 27, 2026
Instrument	2026..93316

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	168 E HAMILTON ST, OBERLIN, OH 44074-1704
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210825753
Date	Jun 29, 2021
Instrument	2021-0825753

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Sep 1, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	168 E HAMILTON ST, OBERLIN, OH 44074-1704
Document Number	0000683998
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 E HAMILTON ST OBERLIN OH 440741704, OBERLIN, OH 44074-1704

Mortgage

Document Number	0000683998
Date	Aug 16, 2018
Instrument	683998

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2048

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,598.00 (-1.72%)	$31,310 (+0.01%) Land $9,000 Building $22,310	$89,450 (-) Land $25,700 Building $63,750
2024	$1,626.00 (+3.5%)	$31,308 (+15.21%) Land $8,995 Building $22,313	$89,450 (+15.21%) Land $25,700 Building $63,750
2023	$1,571.00 (+2.61%)	$27,174 (-0.02%) Land $8,799 Building $18,375	$77,640 (-) Land $25,140 Building $52,500
2022	$1,531.00	$27,180 Land $8,800 Building $18,380
2021			$77,640 Land $25,140 Building $52,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cogeco Cable Holdings II Cable	1,000 / 50
Cable Co-Op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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