Lorain County property record for 115 E Hamilton St, Oberlin, OH 44074 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,798 sqft · built 2006 |
| Lot Size | 1.97 acres (85,813 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $192,900 (Jul 2008) |
| Tax Bill | $5,096 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-106-000-020 |
| Primary APN | 09-00-106-000-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,798 sqft Living Area |
| 1st Floor Area | 940 sqft |
| 2nd Floor Area | 858 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 85,813 sqft (1.97 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 115 E HAMILTON ST |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-1703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OL 106 |
| Legal Subdivision | RUSSIA |
| Legal Lot Number | 106 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | OBERLIN |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 60100 |
Source: Lorain County records · APN 09-00-106-000-020
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 115 E HAMILTON ST, OBERLIN, OH 44074-1703 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK |
| Jan 10, 2024 | Transfer on Death Deed, Transfer |
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2008 · Amount on Record |
| Deed Sale | Jul 29, 2008 · Amount on Record |
| Prior Sale | Nov 21, 2005 |
| Deed Document Number | 2008003623 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 115 E HAMILTON ST, OBERLIN, OH 44074-1703 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000806655 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 2021-0806655 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 10, 2024 |
| Property Address | 115 E HAMILTON ST, OBERLIN, OH 44074-1703 |
| Document Number | 0000000822 |
| Instrument Date | Jan 09, 2024 |
| Instrument | 2024-0000822 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 E HAMILTON ST, OBERLIN, OH 44074-1703 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 115 E HAMILTON ST, OBERLIN, OH 44074-1703 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210806655 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 2021-0806655 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Oberlin City |
| Unified School District | Oberlin City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,096.00 | $108,350 (+%) Land $18,460 Building $89,890 | $309,560 (-) Land $52,740 Building $256,820 |
| 2024 | $5,096.00 (+17.72%) | $108,346 (+36.79%) Land $18,459 Building $89,887 | $309,560 (+36.79%) Land $52,740 Building $256,820 |
| 2023 | $4,329.00 (+2.75%) | $79,206 (-0.01%) Land $17,721 Building $61,485 | $226,300 (-) Land $50,630 Building $175,670 |
| 2022 | $4,213.00 | $79,210 Land $17,720 Building $61,490 | |
| 2021 | $226,300 Land $50,630 Building $175,670 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930601003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Cogeco Cable Holdings II | Cable | 1,000 / 50 |
| Cable Co-Op | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum, Cable Co-Op. Availability varies by address; speeds are provider-advertised maximums, not measured.
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