168 Cherry St, Sparta, MI 49345 Property Records

Kent County property record for 168 Cherry St, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 788 sqft · built 1930
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on File
Last Sale	$161,000 (Jan 2022)
Tax Bill	$2,095 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-05-14-378-004`

Property Details

APN / Parcel Number

Primary APN	`41-05-14-378-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	788 sqft Living Area
1st Floor Area	740 sqft
Basement Area	260 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Lot Area	6,186 sqft (0.142 acres)
Lot Dimensions	124 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	168 CHERRY ST
City	SPARTA
State	MI
Zip	49345-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR2
Legal Description	LOT 8 EX N 12 FT ALSO N 12 FT OF LOT 9 * CHENEY & STEBBINS ADD
Legal Subdivision	CHENEY & STEBBINS ADD
Legal Lot Number	8-9
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	1
Census Block	1008
Census Tract	10402

Owner

168 Cherry St is owned and occupied by an individual who bought it in January 2022.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	168 CHERRY ST, SPARTA, MI 49345-1109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Sep 17, 2021	Warranty Deed, Transfer IRONGATE TITLE AGENCY LLC
Mar 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2022 · Amount on File
Deed Sale	Jan 31, 2022 · Amount on File
Prior Sale	Sep 17, 2021 · Amount on File
Deed Document Number	20229235
Prior Transfer Date	Feb 6, 2008
Prior Transfer Doc	0000026250
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jan 31, 2022
Property Address	168 CHERRY ST, SPARTA, MI 49345-1109
Document Number	0000009235
Map Reference	LB 19 PG 35
Instrument Date	Jan 25, 2022
Instrument	20220131-0009235
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	IRONGATE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,207.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10200 PINE ISLAND DR, 10200, SPARTA, MI 49345-9332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2817 WOODMEADOW PL SE, GRAND RAPIDS, MI 49546-5691

Mortgage

Document Number	0000009236
Date	Jan 31, 2022
Instrument	20220131-0009236

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Sep 17, 2021
Property Address	168 CHERRY ST, SPARTA, MI 49345-1109
Document Number	0000102546
Map Reference	LB 19 PG 35
Instrument Date	Sep 17, 2021
Instrument	20210917-0102546
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	IRONGATE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$834.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2230 21 MILE RD NE, 2230, CEDAR SPRINGS, MI 49319-9618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10200 PINE ISLAND DR, SPARTA, MI 49345-9332
Investor	Possibly a Property Investor

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	168 CHERRY ST, SPARTA, MI 49345-1109
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023134
Date	Mar 23, 2018
Instrument	20180323-0023134

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 168 Cherry St was $2,095.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,500 (+6.34%)	$171,000 (+6.34%)
2025	$2,095.00 Homeowner's exemption	$80,400	$160,800
2023		$66,500	$133,000
2019	$1,087.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 168 Cherry St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1994–2013)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Apr 2013 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 168 Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,140 people · EPA ID MI0006200
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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