161 Cherry St, Sparta, MI 49345 Property Records

Kent County property record for 161 Cherry St, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 966 sqft · built 1900
Lot Size	0.285 acres (12,415 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Nov 2023)
Tax Bill	$3,274 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Sep 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-05-14-377-021`

Property Details

APN / Parcel Number

Primary APN	`41-05-14-377-021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	966 sqft Living Area
1st Floor Area	812 sqft
Basement Area	308 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Ranch
Lot Area	12,415 sqft (0.285 acres)
Lot Dimensions	124 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	161 CHERRY ST
City	SPARTA
State	MI
Zip	49345-1162
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR2
Legal Description	410514377021 LOTS 30 & 31 * CHENEY & STEBBINS ADD SPLIT ON 09/26/2007 FROM 41-05-14-377-014, 41-05-14-377-015;
Legal Subdivision	CHENEY & STEBBINS ADD
Legal Lot Number	30-31
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	1
Census Block	1007
Census Tract	10402

Owner

Source: Kent County assessment roll, as of June 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	161 CHERRY ST, SPARTA, MI 49345-1162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Sep 13, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Aug 9, 2018	Warranty Deed, Transfer · Conventional with PMI MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 13, 2023 · Amount on Record
Deed Sale	Nov 13, 2023 · Amount on Record
Prior Sale	Aug 9, 2018 · Amount on Record
Prior Transfer Date	Jul 11, 2018
Prior Transfer Doc	0000071947
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Nov 13, 2023
Property Address	161 CHERRY ST, SPARTA, MI 49345-1162
Document Number	0000065146
Map Reference	LB 19 PG 35
Instrument Date	Nov 9, 2023
Instrument	20231113-0065146
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 CHERRY ST, SPARTA, MI 49345-1162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 CHERRY ST, SPARTA, MI 49345-1162

Mortgage

Document Number	0000065147
Date	Nov 13, 2023
Instrument	20231113-0065147

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Sep 13, 2018
Property Address	161 CHERRY ST, SPARTA, MI 49345-1162
Document Number	0000071947
Instrument Date	Jul 11, 2018
Instrument	71947
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	161 CHERRY ST SPARTA MI 493451162, SPARTA, MI 49345-1162

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 9, 2018
Property Address	161 CHERRY ST, SPARTA, MI 49345-1162
Document Number	0000061990
Instrument Date	Jul 11, 2018
Instrument	61990
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	CHICAGO TITLE/MI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 CHERRY ST SPARTA MI 493451162, SPARTA, MI 49345-1162

Mortgage

Document Number	61991
Date	Aug 9, 2018
Instrument	61991

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2048

Mortgage

Document Number	61992,
Date	Aug 9, 2018
Instrument	61992

Lender

Name	MICHIGAN ST HSNG DEV AUTH
Address	LANSING, MI 48912

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kent County assessment roll, as of June 13, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,274.00 (+103.61%) Homeowner's exemption	$101,600 (+28.61%)	$203,200 (+28.61%)
2023		$79,000	$158,000
2019	$1,608.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1994–2013)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Apr 2013 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,140 people · EPA ID MI0006200
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Mercury Broadband.

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